| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH & MCLENNAN AGENCY | 1 SOUTH JEFFERSON STREET ROANOKE, VA 24011 | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | $373K | — | $373K | 3.90% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH & MCLENNAN AGENCY | 1 SOUTH JEFFERSON STREE ROANOKE, VA 24011 | BLUECROSS BLUE SHIELD OF SOUTH CAROLINA | $54K | — | $54K | 9.69% |
| MARSH & MCLENNAN AGENCY LLC | 2301 SUGAR BUSH RD RALEIGH, NC 27612 | CONTINENTAL AMERICAN INSURANCE COMPANY | $82K | — | $82K | 23.63% |
| SIMONE HITE | 442 S PRINCE LANCE SPRINGFIELD, MO 65802 | CONTINENTAL AMERICAN INSURANCE COMPANY | $792 | — | $792 | 0.23% |
| PADGETT S SMITH LLC | 2131 W REPUBLIC RD SPRINGFIELD, MO 65807 | CONTINENTAL AMERICAN INSURANCE COMPANY | $166 | — | $166 | 0.05% |
| ZACHARY L SMITH Filed as: ZACHARY SMITH | 319 N. MAIN AVE SPRINGFIELD, MO 65806 | CONTINENTAL AMERICAN INSURANCE COMPANY | $119 | — | $119 | 0.03% |
| SEFORA BILLUPS | 410 HALL RD MACOMB, MO 65702 | CONTINENTAL AMERICAN INSURANCE COMPANY | $42 | — | $42 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC | PO BOX 350 CONSHOHOCKEN, PA 194280350 | KAISER PERMANENTE | $10K | $2K | $12K | 4.25% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 N PRIMA RD STE210 SCOTTSDALE, AZ 85255 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $12K | — | $12K | 5.00% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 N PRIMA RD STE210 SCOTTSDALE, AZ 85255 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $11K | — | $11K | 5.00% |
| MARSH & MCLENNAN AGENCY LLC | 755 W. BIG BEAVER RD SUITE 2300 TROY, MI 48084 | KAISER PERMANENTE | $5K | — | $5K | 2.87% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 N PIMA RD STE210 SCOTTSDALE, AZ 85255 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $4K | — | $4K | 5.00% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH & MCLENNAN AGENCY | PO BOX 350 CONSHOHOCKEN, PA 19428 | VSP | $3K | — | $3K | 10.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,467 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 17 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,484 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 598 | $10.0M |
| Dental(2 contracts, 2 carriers) | BLUECROSS BLUE SHIELD OF SOUTH CAROLINA | 882 | $737K |
| Vision(2 contracts, 2 carriers) | ELAN | 754 | $211K |
| Life insurance | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 1,766 | $241K |
| Short-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 261 | $88K |
| Long-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 1,755 | $218K |
| Prescription drug(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 598 | $9.8M |
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 428 | $348K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,766 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.