| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO LLC | 3900 KINROSS LAKES PKWY SUITE 300 RICHFIELD, OH 44286 | UNITED HEALTHCARE INSURANCE COMPANY | $0 | $65K | $65K | 1.73% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA LLC | 375 E WARM SPRINGS RD SUITE 201 LAS VEGAS, NV 89119 | UNITED HEALTHCARE INSURANCE COMPANY | $0 | $6K | $6K | 0.16% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO, LLC | 285 COZZINS STREET COLUMBUS, OH 43215 | DELTA DENTAL | $6K | — | $6K | 1.83% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS CONSULTING | 139 E WARM SPRINGS ROAD LAS VEGAS, NV 89119 | DELTA DENTAL | $523 | — | $523 | 0.16% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA LLC | 7341 EISENHOWER DR SUITE B YOUNGSTOWN, OH 44512 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $14K | — | $14K | 11.00% |
| DMC BENEFITS INC3 | 1485 PRINCE CHARLES AVE WESTLAKE, OH 44145 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $6K | $6K | 5.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO LLC | 7341 EISENHOWER DR SUITE B YOUNGSTOWN, OH 44512 | VISION SERVICE PLAN | — | $2K | $2K | 3.04% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA LLC | 7341 EISENHOWER DR SUITE B YOUNGSTOWN, OH 44512 | VISION SERVICE PLAN | — | $1 | $1 | 0.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA LLC | 7341 EISENHOWER DR SUITE B YOUNGSTOWN, OH 44512 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 11.00% |
| DMC BENEFITS INC3 | 1485 PRINCE CHARLES AVE WESTLAKE, OH 44145 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 5.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA LLC | 7341 EISENHOWER DR SUITE B YOUNGSTOWN, OH 44512 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 11.00% |
| DMC BENEFITS INC3 | 1485 PRINCE CHARLES AVE WESTLAKE, OH 44145 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 5.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA LLC | 7341 EISENHOWER DR SUITE B YOUNGSTOWN, OH 44512 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 11.00% |
| DMC BENEFITS INC3 | 1485 PRINCE CHARLES AVE WESTLAKE, OH 44145 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA LLC | 7341 EISENHOWER DR SUITE B YOUNGSTOWN, OH 44512 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $574 | — | $574 | 11.00% |
| DMC BENEFITS INC3 | 1485 PRINCE CHARLES AVE WESTLAKE, OH 44145 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $261 | $261 | 5.00% |
| NATIONAL HEALTHCARE ACCESS3 | 7422 SOUTHERN BLVD YOUNGSTOWN, OH 44512 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $143 | — | $143 | 15.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 483 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 483 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 424 | $3.7M |
| Dental | DELTA DENTAL | 883 | $322K |
| Vision | VISION SERVICE PLAN | 431 | $72K |
| Life insurance(4 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 298 | $87K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 294 | $127K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 286 | $44K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 883 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.