| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WEST VIRGINIA | LLC DBA INSURANCE SYSTEMS, INC. 340 MACCORKLE AVENUE SE CHARLESTON, WV 25314 | AETNA LIFE INSURANCE COMPANY | $20K | — | $20K | 2.12% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WV LLC | 340 MACCORKLE AVE SE CHARLESTON, WV 25314 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $31K | — | $31K | 5.00% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | SUITE 4500 200 INTERNATIONAL CIRCLE HUNT VALLEY, MD 21031 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $17K | — | $17K | 2.76% |
| PLANSOURCE BENEFITS ADMINISTRATION3 Filed as: PLANSOURCE HOLDINGS INC | 101 S GARLAND AVE STE 203 ORLANDO, FL 32801 | AETNA LIFE INSURANCE CO | $29K | — | $29K | 17.92% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WEST VIRGINIA | LLC DBA INSURANCE SYSTEMS, INC. 340 MACCORKLE AVENUE SE CHARLESTON, WV 25314 | AETNA LIFE INSURANCE CO | $6K | — | $6K | 3.99% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WEST VIRGINIA | LLC DBA INSURANCE SYSTEMS, INC. 340 MACCORKLE AVENUE SE CHARLESTON, WV 25314 | AETNA LIFE INSURANCE CO | $2K | — | $2K | 2.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 989 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 93 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,082 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO | 2,385 | $160K |
| Vision | AETNA LIFE INSURANCE CO | 2,385 | $160K |
| Life insurance(4 contracts) | MOTORISTS LIFE INSURANCE COMPANY | 1,224 | $884K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,223 | $626K |
| Other(5 contracts, 2 carriers) | MOTORISTS LIFE INSURANCE COMPANY | 1,224 | $915K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,385 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.