| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CARL BUTLER RAGLAND JR Filed as: CARL BIATS JR | — | AETNA LIFE INSURANCE COMPANY | $16K | — | $16K | 2.16% |
| PLANSOURCE BENEFITS ADMINISTRATION Filed as: PLANSOURCE HOLDINGS INC | — | AETNA LIFE INSURANCE CO | $25K | — | $25K | 21.71% |
| CARL BUTLER RAGLAND JR3 Filed as: CARL BIATS JR | — | AETNA LIFE INSURANCE CO | $975 | — | $975 | 1.65% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 877 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 156 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,033 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | AETNA LIFE INSURANCE CO | 1,628 | $113K |
| Life insurance(4 contracts) | MOTORISTS LIFE INSURANCE COMPANY | 767 | $736K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 877 | $333K |
| Other(5 contracts, 2 carriers) | MOTORISTS LIFE INSURANCE COMPANY | 767 | $759K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,628 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.