| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 606731298 | AETNA HEALTH, INC. | $91K | — | $91K | 4.74% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC - NJ | 29840 NETWORK PLACE CHICAGO, IL 606731298 | AETNA HEALTH, INC. | — | $49 | $49 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 606731298 | AETNA HEALTH, INC. | $64K | — | $64K | 4.80% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC - NJ | 29840 NETWORK PLACE CHICAGO, IL 60673 | AETNA HEALTH, INC. | — | $500 | $500 | 0.04% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC - TAMPA | 29840 NETWORK PLACE CHICAGO, IL 606731298 | HUMANA INSURANCE COMPANY | $6K | — | $6K | 2.72% |
| GCG FINANCIAL LLC3 Filed as: WHIPPLE COMPANY AN ALERA GROUP AGEN | 6100 GLADES ROAD SUITE 310 BOCA RATON, FL 334344372 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 0.85% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - MIAMI | PO BOX 905494 CHARLOTTE, NC 282905494 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | -$6K | $2K | 0.79% |
| GCG FINANCIAL LLC3 Filed as: WHIPPLE COMPANY AN ALERA GROUP AGEN | 4443 LYONS ROAD SUITE 211 COCONUT CREEK, FL 33073 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $233 | — | $233 | 0.11% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC - TAMPA | 29840 NETWORK PLACE CHICAGO, IL 606731298 | COMPBENEFITS COMPANY | $2K | — | $2K | 2.27% |
| GCG FINANCIAL LLC3 Filed as: WHIPPLE COMPANY AN ALERA GROUP AGEN | 6100 GLADES ROAD SUITE 310 BOCA RATON, FL 334344372 | COMPBENEFITS COMPANY | $760 | — | $760 | 0.91% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - MIAMI | PO BOX 905494 CHARLOTTE, NC 282905494 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | -$2K | $6K | 10.02% |
| GCG FINANCIAL LLC3 Filed as: WHIPPLE COMPANY AN ALERA GROUP AGEN | 4443 LYONS ROAD COCONUT CREEK, FL 33073 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 2.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,185 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,196 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | AETNA HEALTH, INC. | 488 | $3.3M |
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 532 | $321K |
| Vision | HUMANA INSURANCE COMPANY | 532 | $237K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,135 | $276K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,135 | $219K |
| Prescription drug(2 contracts) | AETNA HEALTH, INC. | 488 | $3.3M |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,135 | $276K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,135 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.