| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: THE SIMKISS AGENCY INC | 1041 OLD CASSATT ROAD BERWYN, PA 19312 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $41K | — | $41K | 1.78% |
| EMERSON REID LLC3 | 1787 SENTRY PKWY W VEVA 16, SUITE 320 BLUE BELL, PA 19422 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | — | $6K | 5.00% |
| ASSUREDPARTNERS3 Filed as: THE SIMKISS AGENCY, INC. | 1041 OLD CASSATT RD BERWYN, PA 19312 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | 3.00% |
| ASSUREDPARTNERS3 Filed as: THE SIMKISS AGENCY, INC. | PO BOX 1787 PAOLI, PA 19301 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 9.07% |
| ASSUREDPARTNERS3 Filed as: THE SIMKISS AGENCY, INC. | 1041 OLD CASSATT ROAD BERWYN, PA 19312 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $288 | — | $288 | 1.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 151 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 153 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 295 | $2.3M |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 270 | $129K |
| Vision(2 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 296 | $2.3M |
| Prescription drug | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 295 | $2.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 296 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.