| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RADNOR BENEFITS GROUP INC3 | 1550 LIBERTY RIDGE DRIVE SUITE 250 WAYNE, PA 19087 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $22K | — | $22K | 1.25% |
| ASSUREDPARTNERS3 Filed as: THE SIMKISS AGENCY INC | 2 PAOLI OFFICE PARK PO BOX 1787 PAOLI, PA 19301 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $8K | — | $8K | 0.45% |
| RADNOR BENEFITS GROUP INC3 | 1550 LIBERTY RIDGE DRIVE SUITE 250 WAYNE, PA 19087 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $3K | — | $3K | 2.49% |
| ASSUREDPARTNERS3 Filed as: THE SIMKISS AGENCY INC | 2 PAOLI OFFICE PARK PO BOX 1787 PAOLI, PA 19301 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $643 | — | $643 | 0.51% |
| EMERSON REID LLC3 | 1305 WALT WHITMON RD SUITE 310 MELVILLE, NY 11747 | HARTFORD LIFE AND ACCIDENT | $8K | $4K | $12K | 15.00% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES LLC | 470 PARK AVE SOUTH FLOOR 6 NEW YORK, NY 10016 | HARTFORD LIFE AND ACCIDENT | — | $2K | $2K | 2.37% |
| RADNOR BENEFITS GROUP INC3 | 1550 LIBERTY RIDGE DRIVE SUITE 250 CHESTERBROOK, PA 19087 | PRINCIPAL LIFE INSURANCE COMPANY | $7K | — | $7K | 10.00% |
| EMERSON REID LLC3 | 669 RIVER DR SUITE 305 ELMWOOD PARK, NJ 07407 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | $280 | $2K | 3.42% |
| ASSUREDPARTNERS3 Filed as: THE SIMKISS AGENCY, INC. | PO BOX 1787 PAOLI, PA 19301 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 7.60% |
| RADNOR BENEFITS GROUP INC3 Filed as: RADNOR BENEFITS GROUP, INC. | 1550 LIBERTY RIDGE DRIVE SUITE 250 WAYNE, PA 19087 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $96 | — | $96 | 0.69% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 115 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 115 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 233 | $1.7M |
| Dental | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 108 | $126K |
| Vision(2 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 250 | $1.7M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 235 | $77K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 111 | $67K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 111 | $67K |
| Prescription drug | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 233 | $1.7M |
| Other(2 contracts) | HARTFORD LIFE AND ACCIDENT | 235 | $77K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 250 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.