| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TR HEDGE & ASSOCIATES Filed as: TR HEDGE AND ASSOCIATES INC | 63 CORBINS MILL DRIVE DUBLIN, OH 43017 | COMMUNITY INSURANCE COMPANY(G1728) | $49K | — | $49K | 4.62% |
| TR HEDGE & ASSOCIATES3 Filed as: TR HEDGE AND ASSOCIATES INC | 63 CORBINS MILL DRIVE DUBLIN, OH 43017 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | 2.84% |
| TR HEDGE & ASSOCIATES Filed as: TR HEDGE AND ASSOCIATES INC | 63 CORBINS MILL DRIVE DUBLIN, OH 43017 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 3.70% |
| TR HEDGE & ASSOCIATES Filed as: TR HEDGE AND ASSOCIATES INC | 63 CORBINS MILL DRIVE DUBLIN, OH 43017 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 7.82% |
| TR HEDGE & ASSOCIATES Filed as: TR HEDGE AND ASSOCIATES INC | 63 CORBINS MILL DRIVE DUBLIN, OH 43017 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 10.00% |
| TR HEDGE & ASSOCIATES Filed as: TR HEDGE AND ASSOCIATES INC | 63 CORBINS MILL DRIVE DUBLIN, OH 43017 | VISION SERVICE PLAN | $1K | — | $1K | 4.70% |
| TR HEDGE & ASSOCIATES Filed as: TR HEDGE AND ASSOCIATES INC | 63 CORBINS MILL DRIVE DUBLIN, OH 43017 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $464 | — | $464 | 10.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| TR HEDGE AND ASSOCIATES INC EIN 31-1256367 BROKER | Insurance agents and brokers Service code 22 | 63 CORBINS MILL DRIVE DUBLIN, OH 43017 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 494 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 494 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY(G1728) | 494 | $1.1M |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 245 | $149K |
| Vision | VISION SERVICE PLAN | 208 | $22K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 479 | $37K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 325 | $117K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 479 | $67K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 479 | $32K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 494 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.