| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUNTINGTON INSURANCE INC3 | 37 W BROAD ST STE 700 COLUMBUS, OH 43215 | UNITEDHEALTHCARE INSURANCE COMPANY | $14K | — | $14K | 3.08% |
| HUNTINGTON INSURANCE INC3 | 37 W BROAD STREET COLUMBUS, OH 43215 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | — | $10K | 15.00% |
| HUNTINGTON INSURANCE INC3 | 221 S CHURCH ST BOWLING GREEN, OH 43402 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 10.01% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON | 221 SOUTH CHURCH STREET BOWLING GREEN, OH 43402 | MEDICAL BENEFITS MUTUAL LIFE INSURANCE CO. | $2K | — | $2K | 6.57% |
| HUNTINGTON INSURANCE INC3 | 37 WEST BROAD ST COLUMBUS, OH 43215 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8K | — | $8K | 43.73% |
| MICHAEL T EISEL3 | 1318 LOGAN LANE WOOSTER, OH 44691 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $128 | — | $128 | 0.68% |
| CATHERINE MUTCHLER3 | 8710 CAMELOT AVE NW CANAL FULTON, OH 44614 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $40 | — | $40 | 0.21% |
| THOMAS W BOSTON3 | 13661 MARKET AVE N HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $15 | — | $15 | 0.08% |
| HUNTINGTON INSURANCE INC3 | 37 BROAD ST STE 700 COLUMBUS, OH 43215 | UNITEDHEALTHCARE INSURANCE COMPANY | $679 | — | $679 | 10.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 143 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 143 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 75 | $442K |
| Dental | MEDICAL BENEFITS MUTUAL LIFE INSURANCE CO. | 0 | $34K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 83 | $7K |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 143 | $41K |
| Short-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 143 | $41K |
| Long-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 143 | $41K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 75 | $442K |
| Other(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 143 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 143 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.