| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANTHEM INSURANCE COMPANIES, INC.5 Filed as: ANTHEM INSURANCE COMPANIES, INC | 220 VIRGINIA AVENUE INDIANAPOLIS, IN 46204 | ANTHEM INSURANCE COMPANIES | — | $180K | $180K | 40.37% |
| WALKERHUGHES GROUP, LLC3 | 6510 NORTH SHADELAND AVENUE INDIANAPOLIS, IN 46220 | ANTHEM INSURANCE COMPANIES | $12K | $49K | $61K | 13.70% |
| INGENIO RX, INC.5 | 220 VIRGINIA AVENUE INDIANAPOLIS, IN 46204 | ANTHEM INSURANCE COMPANIES | — | $39K | $39K | 8.68% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES LLC | PO BOX 66119 VIRGINIA BEACH, VA 23466 | ANTHEM INSURANCE COMPANIES | — | $2K | $2K | 0.37% |
| WALKERHUGHES GROUP, LLC3 | 6510 NORTH SHADELAND AVENUE INDIANAPOLIS, IN 46220 | ANTHEM LIFE INSURANCE COMPANY | $11K | — | $11K | 7.73% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | PO BOX 66119 VIRGINIA BEACH, VA 23466 | ANTHEM LIFE INSURANCE COMPANY | — | $1K | $1K | 0.88% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 162 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 162 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM INSURANCE COMPANIES | 233 | $447K |
| Dental | ANTHEM INSURANCE COMPANIES | 233 | $447K |
| Vision | ANTHEM INSURANCE COMPANIES | 233 | $447K |
| Life insurance(2 contracts, 2 carriers) | ANTHEM INSURANCE COMPANIES | 233 | $587K |
| Short-term disability(2 contracts, 2 carriers) | ANTHEM INSURANCE COMPANIES | 233 | $587K |
| Long-term disability(2 contracts, 2 carriers) | ANTHEM INSURANCE COMPANIES | 233 | $587K |
| Prescription drug | ANTHEM INSURANCE COMPANIES | 233 | $447K |
| Stop-loss / reinsurancereinsurance | ANTHEM INSURANCE COMPANIES | 233 | $447K |
| Other | ANTHEM LIFE INSURANCE COMPANY | 162 | $140K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 233 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.