| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. -- DAVIN KANGAS | 29840 NETWORK PLACE CHICAGO, IL 60673 | DELTA DENTAL OF OHIO | $100K | $0 | $100K | 0.66% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $189K | $189K | 1.89% |
| ALIGHT SOLUTIONS3 | P.O. BOX 95135 CHICAGO, IL 60694 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $97K | $97K | 0.97% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $113 | $113 | 0.00% |
| AON CONSULTING INC3 | NORTHERN TRUST BANK 75 REMITTANCE DRIVE, STE 1446 CHICAGO, IL 60675 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $20K | $20K | 0.42% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $13K | $13K | 1.95% |
| ALIGHT SOLUTIONS3 | P.O. BOX 95135 CHICAGO, IL 60694 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $6K | $6K | 0.99% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $113 | $113 | 0.02% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $12K | $0 | $12K | 7.79% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| COMMUNITY INSURANCE COMPANY EIN 31-1440175 NONE | Claims processing; Other services; Float revenue; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $9.8M |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 42,662 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 132 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 42,794 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | CURALINC, LLC D.B.A. CURALINC HEALTHCARE | 43,492 | $712K |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF OHIO | 63,828 | $15.2M |
| Vision | ANTHEM COMMUINITY INSURANCE COMPANY | 55,938 | $3.3M |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 42,697 | $10.6M |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 15,089 | $4.8M |
| Other(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 42,697 | $10.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 63,828 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.