| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $296K | $296K | 2.31% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60694 | METROPOLITAN LIFE INSURANCE COMPANY | $92K | $48 | $92K | 0.72% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES LLC | COMMISSION REVENUE 39340 TREASURY CENTER CHICAGO, IL 60694 | PRUDENTIAL INSURANCE COMPANY | $40K | $0 | $40K | 0.55% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES LLC | 100 HALF DAY ROAD LINCOLNSHIRE, IL 60069 | PRUDENTIAL INSURANCE COMPANY | $24K | $0 | $24K | 0.32% |
| AXA ASSISTANCE, USA5 Filed as: AXA ASSISTANCE, US | 122 SOUTHMICHIGAN AVENUE SUITE 1100 CHICAGO, IL 60603 | PRUDENTIAL INSURANCE COMPANY | $0 | $11K | $11K | 0.15% |
| MIGU PRESS INC5 Filed as: MIGU PRESS INC. | 260 IVYLAND ROAD WARMINSTER, PA 18974 | PRUDENTIAL INSURANCE COMPANY | $0 | $8K | $8K | 0.11% |
| MIGU PRESS INC5 Filed as: MIGU PRESS INC. | 260 IVYLAND ROAD WARMINSTER, PA 18974 | PRUDENTIAL INSURANCE COMPANY | $0 | $2K | $2K | 0.03% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| COMMUNITY INSURANCE COMPANY EIN 31-1440175 NONE | Claims processing; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Other services Service code 12 | — | $15.9M |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 31,332 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 121 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 31,453 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM COMMUNITY INSURANCE COMPANY | 31,871 | $677K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 47,737 | $12.8M |
| Vision(2 contracts) | EYEMED VISION CARE | 43,976 | $2.7M |
| Life insurance(2 contracts) | PRUDENTIAL INSURANCE COMPANY | 52,875 | $10.1M |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY | 52,875 | $7.3M |
| Long-term disability(2 contracts) | PRUDENTIAL INSURANCE COMPANY | 52,875 | $10.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 52,875 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.