| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CLEARPATH BENEFIT ADVISORS LLC3 Filed as: CLEARPATH BENEFIT ADVISORS | 300 SPRUCE STREET, STE. 250 COLUMBUS, OH 43215 | MEDICAL MUTUAL INSURANCE COMPANY | $25K | — | $25K | 1.90% |
| CLEARPATH BENEFIT ADVISORS LLC3 Filed as: CLEARPATH BENEFIT ADVISORS | 300 SPRUCE STREET, STE. 250 COLUMBUS, OH 43215 | UNITED OMAHA LIFE INSURANCE COMPANY | $12K | — | $12K | 7.27% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BRABENDER, INC. | 3931 SOUTH DIXIE DRIVE DAYTON, OH 45439 | UNITED OMAHA LIFE INSURANCE COMPANY | $7K | — | $7K | 4.44% |
| CLEARPATH BENEFIT ADVISORS LLC3 Filed as: CLEARPATH BENEFIT ADVISORS | 300 SPRUCE STREET, STE. 250 COLUMBUS, OH 43215 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 5.63% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BRABENDER, INC. | 3931 SOUTH DIXIE DRIVE DAYTON, OH 45439 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $177 | $2K | 2.36% |
| CLEARPATH BENEFITS3 | 300 SORUCE STREET COLUMBUS, OH 43215 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | — | $1K | 5.58% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BRABENDER, INC. | 3931 SOUTH DIXIE DRIVE DAYTON, OH 45439 | SUN LIFE ASSURANCE COMPANY OF CANADA | $598 | — | $598 | 3.30% |
| CLEARPATH BENEFIT ADVISORS LLC3 Filed as: CLEARPATH BENEFIT ADVISORS | 300 SPRUCE STREET, STE. 250 COLUMBUS, OH 43215 | EYEMED | $1K | — | $1K | 9.74% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BRABENDER, INC. | 3931 SOUTH DIXIE DRIVE DAYTON, OH 45439 | EYEMED | $464 | — | $464 | 3.61% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 154 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 155 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICAL MUTUAL INSURANCE COMPANY | 160 | $1.3M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 437 | $87K |
| Vision | EYEMED | 268 | $13K |
| Life insurance(2 contracts, 2 carriers) | UNITED OMAHA LIFE INSURANCE COMPANY | 437 | $250K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OMAHA LIFE INSURANCE COMPANY | 193 | $181K |
| Long-term disability | UNITED OMAHA LIFE INSURANCE COMPANY | 193 | $163K |
| Other | UNITED OMAHA LIFE INSURANCE COMPANY | 193 | $163K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 437 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.