| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 | 5455 RINGS ROAD SUITE 250 DUBLIN, OH 43017 | UNITEDHEALTHCARE INSURANCE COMPANY | $16K | — | $16K | 4.01% |
| ACCELERATED FINANCIAL PLANNING3 Filed as: ACCELERATED FINANCIAL PLANNING AGCY | 5880 VENTURE DRIVE DUBLIN, OH 43017 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.80% |
| USI INSURANCE SERVICES LLC3 | 5880 VENTURE DRIVE DUBLIN, OH 43017 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $831 | $831 | 0.21% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 5880 VENTURE DRIVE DUBLIN, OH 43017 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $10K | $805 | $11K | 22.38% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 Filed as: INTEGRATED BENEFIT COMMUNICATION SP | 5880 VENTURE DRIVE DUBLIN, OH 43017 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $224 | $4K | 7.89% |
| MARK CHRISTOPHER MOTZ3 | 85 EPERNAY AVENUE PATASKALA, OH 43062 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $595 | $199 | $794 | 1.68% |
| ROBERT H FOSTER3 | 8604 ABBOT COVE AVENUE GALLOWAY, OH 43119 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $652 | — | $652 | 1.38% |
| JEFFREY S PIERCE LLC3 | PO BOX 1175 WORTHINGTON, OH 43085 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $627 | — | $627 | 1.32% |
| KELLY CRUSE3 | 6337 BIRCHVIEW DRIVE SOUTH REYNOLDSBURG, OH 43068 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $441 | — | $441 | 0.93% |
| MICHAEL HORN3 | 5880 VENTURE DRIVE DUBLIN, OH 43117 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $314 | — | $314 | 0.66% |
| HOWARD B MESZAROS3 | 8680 COLVIN DRIVE PLAIN CITY, OH 43064 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $202 | $91 | $293 | 0.62% |
| JENNIFER LOEFFLER3 | 4455 MASON ROAD CANAL WINCHESTER, OH 43110 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $219 | $10 | $229 | 0.48% |
| LISA R CANFIELD3 | 324 STRAW COURT PATASKALA, OH 43062 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $82 | $47 | $129 | 0.27% |
| SHERRIE LYNN BUCHANAN3 | 815 SAVANNAH DRIVE COLUMBUS, OH 43228 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $60 | $14 | $74 | 0.16% |
| GILBERT TSCHUDY3 | 6576 WENSLEY COURT WESTERVILLE, OH 43082 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $57 | — | $57 | 0.12% |
| JOSEPH P CROTTY3 | PO BOX 3124 DUBLIN, OH 43016 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $22 | $15 | $37 | 0.08% |
| PAUL GRAUER3 | 2190 DRUMLIN DRIVE DUBLIN, OH 43123 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $13 | $2 | $15 | 0.03% |
| USI INSURANCE SERVICES LLC3 | — | COMMUNITY INSURANCE COMPANY | $2K | — | $2K | 7.55% |
| ACCELERATED FINANCIAL PLANNING3 Filed as: ACCELERATED FINANCIAL PLANNING INC | — | COMMUNITY INSURANCE COMPANY | $758 | — | $758 | 2.44% |
| ACCELERATED FINANCIAL PLANNING3 Filed as: ACCELERATED FINANCIAL PLANNING AGCY | 5880 VENTURE BENEIFTS DUBLIN, OH 43017 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 8.10% |
| USI INSURANCE SERVICES LLC3 | 408 9TH STREET HUNTINGTON, WV 25701 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | — | $1K | 3.77% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | 5880 VENTURE DRIVE SUITE D DUBLIN, OH 43017 | EYEMED | $344 | — | $344 | 6.65% |
| ACCELERATED FINANCIAL PLANNING3 Filed as: ACCELERATED BENEFITS | 5880 VENTURE DRIVE DUBLIN, OH 43017 | EYEMED | $130 | — | $130 | 2.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 62 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 64 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 105 | $392K |
| Dental | COMMUNITY INSURANCE COMPANY | 66 | $31K |
| Vision | EYEMED | 104 | $5K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 102 | $27K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 102 | $27K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 102 | $27K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 102 | $74K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 105 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.