| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE WISEMAN AGENCY INC.3 Filed as: WISEMAN AGENCY, INC. | 451 2ND AVENUE GALLIPOLIS, OH 45631 | SUN LIFE ASSURANCE COMPANY OF CANADA | $19K | $0 | $19K | 1.30% |
| THE WISEMAN AGENCY INC.3 Filed as: THE WISEMAN AGENCY, INC. | 451 2ND AVENUE GALLIPOLIS, OH 45631 | SUPERIOR DENTAL CARE, INC. | $60K | $0 | $60K | 7.00% |
| THE WISEMAN AGENCY INC.3 Filed as: THE WISEMAN AGENCY, INC. | PO BOX 359 GALLIPOLIS, OH 45631 | VISION SERVICE PLAN | $18K | $0 | $18K | 3.75% |
| RONALD R. TOLER3 | 1564 STATE ROUTE 160 GALLIPOLIS, OH 45631 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $23K | $0 | $23K | 7.66% |
| CHRISTOPHER AM. TOLER3 | 1564 STATE ROUTE 160 GALLIPOLIS, OH 45631 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $10K | $0 | $10K | 3.34% |
| PATRICK F. THUECKS3 | TWO GALLERIA TOWER 13455 NOEL ROAD 20TH FLOOR DALLAS, TX 75240 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $3K | $2K | $5K | 1.72% |
| ANTHONY SPATICHIA3 | 2 BALA PLAZA, SUITE 901 BALA CYNWYD, PA 19004 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $2K | $2K | $4K | 1.26% |
| HARRIS S. FISHMAN3 | 1000 CORPORATE DRIVE SUITE 700 FORT LAUDERDALE, FL 33334 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $3K | $0 | $3K | 0.85% |
| THE WISEMAN AGENCY INC.3 Filed as: THE WISEMAN AGENCY, INC. | 451 2ND AVENUE GALLIPOLIS, OH 45631 | AMERICAN UNITED LIFE INSURANCE COMPANY | $3K | $0 | $3K | 6.43% |
| THE WISEMAN AGENCY INC.3 Filed as: THE WISEMAN AGENCY, INC. | 451 2ND AVENUE PO BOX 359 GALLIPOLIS, OH 45631 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $0 | $5K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,199 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 22 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,221 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SUPERIOR DENTAL CARE, INC. | 1,464 | $855K |
| Vision | VISION SERVICE PLAN | 1,439 | $489K |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,595 | $1.5M |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,595 | $1.5M |
| Long-term disability(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,595 | $1.8M |
| Other(3 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,595 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,595 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.