Welfare broker

THE WISEMAN AGENCY INC.

Mailing address (most recent filing)

PO BOX 359

GALLIPOLIS, OH 456310359

Carrier mix

Where THE WISEMAN AGENCY INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$163K	25.0%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$3.1M	25.0%
HARTFORD LIFE AND ACCIDENT	1	$124K	25.0%
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$3.2M	25.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	4	$6.5M	0.0%	7.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THE WISEMAN AGENCY INC.'s plans by broker comp / premium ratio. Median 5.18% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of THE WISEMAN AGENCY INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where THE WISEMAN AGENCY INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HOLZER HEALTH SYSTEM HOLZER HEALTH SYSTEM GROUP HEALTH BENEFIT PLAN	OH	$3.2M	$149K	SUN LIFE ASSURANCE COMPANY OF CANADA
OHIO VALLEY BANC CORP OHIO VALLEY BANK COMPANY HEALTH AND DENTAL INSURANCE PLAN	OH	$3.1M	$64K	UNITEDHEALTHCARE INSURANCE COMPANY
UNIVERSITY OF RIO GRANDE UNIVERSITY OF RIO GRANDE EMPLOYEES' WELFARE BENEFIT PLAN	OH	$124K	$18K	HARTFORD LIFE AND ACCIDENT
OHIO VALLEY BANC CORP OHIO VALLEY BANK COMPANY ACCIDENT AND DISMEMBERMENT PLAN	OH	$163K	$9K	UNUM LIFE INSURANCE COMPANY OF AMERICA