| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE WISEMAN AGENCY INC.3 Filed as: WISEMAN AGENCY, INC. | 451 2ND AVENUE GALLIPOLIS, OH 45631 | SUN LIFE ASSURANCE COMPANY OF CANADA | $18K | — | $18K | 1.24% |
| THE WISEMAN AGENCY INC.3 Filed as: THE WISEMAN AGENCY | 4551 2ND AVENUE GALLIPOLIS, OH 45631 | SUPERIOR DENTAL CARE, INC. | $60K | — | $60K | 7.00% |
| THE WISEMAN AGENCY INC.3 | PO BOX 359 GALLIPOLIS, OH 45631 | VISION SERVICE PLAN | $22K | — | $22K | 4.21% |
| RONALD R. TOLER3 | 1564 STATE ROUTE 160 GALLIPOLIS, OH 45631 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $24K | $0 | $24K | 7.92% |
| CHRISTOPHER AM. TOLER3 | 1564 STATE ROUTE 160 GALLIPOLIS, OH 45631 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $10K | $0 | $10K | 3.45% |
| ANTHONY SPATICHIA3 | 201 KING OF PRUSSIA ROAD SUITE 501 RADNOR, PA 19087 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $2K | $3K | $5K | 1.60% |
| PATRICK F. THUECKS3 | 999 VANDERBILT BEACH ROAD SUITE 200 NAPLES, FL 34108 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $2K | $2K | $4K | 1.32% |
| HARRIS S. FISHMAN3 | 1000 CORPORATE DRIVE SUITE 700 FORT LAUDERDALE, FL 33334 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 0.77% |
| DANIEL SCOTT LENGYEL3 | 13455 NOEL ROAD 20TH FLOOR DALLAS, TX 75240 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $236 | $1K | $1K | 0.43% |
| DAVID J MEANS3 Filed as: DAVID J. MEANS | 100 SOUTH 5TH STREET SUITE 2300 MINNEAPOLIS, MN 55402 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $425 | $0 | $425 | 0.14% |
| THE WISEMAN AGENCY INC.3 Filed as: THE WISEMAN AGENCY, INC. | PO BOX 359 GALLIPOLIS, OH 45631 | AMERICAN UNITED LIFE INSURANCE COMPANY | $3K | — | $3K | 6.04% |
| THE WISEMAN AGENCY INC.3 Filed as: THE WISEMAN AGENCY, INC. | PO BOX 359 451 SECOND AVENUE GALLIPOLIS, OH 45631 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $0 | $5K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,218 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 25 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,257 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SUPERIOR DENTAL CARE, INC. | 1,489 | $856K |
| Vision | VISION SERVICE PLAN | 1,464 | $521K |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,213 | $1.5M |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,213 | $1.5M |
| Long-term disability(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,213 | $1.8M |
| Other(3 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,213 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,213 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.