| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $2K | $2K | 5.10% |
| EMPLOYEE BNFT SLTN INC3 | 4319 WEST CLARA LN PMB 327 MUNCIE, IN 47304 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 5.10% |
| JANA M KARRMANN3 | 3900 BELLEFONTAINE RD HAMILTON, IN 46742 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 5.10% |
| BOON CHAPMAN BNFT ADMNSTRS INC3 | PO BOX 9039 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $2K | $2K | 5.01% |
| INNOVATIVE BROKER SOLUTIONS LTD3 | 9405 BORMET DR STE 3 MOKENA, IL 60448 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $974 | $974 | 3.06% |
| EMPLOYEE BNFT SLTN INC3 | 4319 WEST CLARA LN PMB 327 MUNCIE, IN 47304 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $905 | $0 | $905 | 5.10% |
| JANA M KARRMANN3 | 3900 BELLFONTAINE RD HAMILTON, IN 46742 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $905 | $0 | $905 | 5.10% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $905 | $905 | 5.10% |
| BOON CHAPMAN BNFT ADMNSTRS INC3 | PO BOX 9039 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $889 | $889 | 5.01% |
| INNOVATIVE BROKER SOLUTIONS LTD3 | 9405 BORMET DR STE 3 MOKENA, IL 60448 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $543 | $543 | 3.06% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $864 | $864 | 5.11% |
| EMPLOYEE BNFT SLTN INC3 | 4319 WEST CLARA LN PMB 327 MUNCIE, IN 47304 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $864 | $0 | $864 | 5.11% |
| JANA M KARRMANN3 | 3900 BELLFONTAINE RD HAMILTON, IN 46742 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $864 | $0 | $864 | 5.11% |
| BOON CHAPMAN BNFT ADMNSTRS INC3 | PO BOX 9039 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $847 | $847 | 5.01% |
| INNOVATIVE BROKER SOLUTIONS LTD3 | 9405 BORMET DR STE 3 MOKENA, IL 60448 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $519 | $519 | 3.07% |
| TERRY L LOTHAMER3 | 2609 W BROOK DR MUNCIE, IN 47304 | AFLAC | $651 | $0 | $651 | 5.30% |
| CARLY L KIERCE3 | 13932 WILMUTH DR CARMEL, IN 46074 | AFLAC | $456 | $0 | $456 | 3.71% |
| ANGELA R CONDON3 | PO BOX 820 ROCHESTER, IN 46975 | AFLAC | $228 | $0 | $228 | 1.86% |
| JON J SCHAEFER3 | 7352 W BEYERS CT NEW PALESTINE, IN 46163 | AFLAC | $140 | $0 | $140 | 1.14% |
| CASSANDRA MARTIN3 | 3000 W KINGS CANYON RD MUNCIE, IN 47303 | AFLAC | $120 | $0 | $120 | 0.98% |
| RICK MCPHERSON3 | 6352 MARBURN DR INDIANAPOLIS, IN 46227 | AFLAC | $112 | $0 | $112 | 0.91% |
| JEFFREY LUXENBERG3 Filed as: JEFFREY D LUXENBERG | 307 LONGTREE LN LOGANSPORT, IN 46947 | AFLAC | $68 | $0 | $68 | 0.55% |
| PAUL M MARTINDALE3 | 10255 PRETTY LAKE TRL PLYMOUTH, IN 46563 | AFLAC | $61 | $0 | $61 | 0.50% |
| DENNIS L CAMDEN3 | 508 DEVONSHIRE DR KOKOMO, IN 46901 | AFLAC | $31 | $0 | $31 | 0.25% |
| JOHN T CLANCY3 | 4025 PETE DYE BLVD CARMEL, IN 46033 | AFLAC | $28 | $0 | $28 | 0.23% |
| BETH ANN LUKENS3 | 2500 S 700 E SELMA, IN 47383 | AFLAC | $26 | $0 | $26 | 0.21% |
| KANDANCE M MCCARTHEY3 | 1171 HEAVENS GATE LAKE IN THE HILLS, IL 60156 | AFLAC | $22 | $0 | $22 | 0.18% |
| LAYNE FINANCIAL INC3 Filed as: LAYNE LEEPER | 707 ASTER CT BOURBON, IN 46504 | AFLAC | $22 | $0 | $22 | 0.18% |
| KYLE L KAUFFMAN3 | 1524 W FRANTZ ST WARSAW, IN 46580 | AFLAC | $22 | $0 | $22 | 0.18% |
| TERESA M FURNIVALL3 | 1331 LAKEVIEW BND ROCHESTER, IN 46975 | AFLAC | $19 | $0 | $19 | 0.15% |
| DAVID R KREMER3 | 20330 CHATHAM HILLS BLVD WESTFIELD, IN 46074 | AFLAC | $19 | $0 | $19 | 0.15% |
| ASHLEY LYNN SHAW3 | 1163 ESTANCIA WOODS LOOP WINDERMERE, FL 34786 | AFLAC | $17 | $0 | $17 | 0.14% |
| JANA M KARRMANN3 | 3900 E BELLEFONTAINE RD HAMILTON, IN 46742 | AFLAC | $16 | $0 | $16 | 0.13% |
| JOHN F GLAUB3 | 54369 30TH ST SOUTH BEND, IN 46635 | AFLAC | $12 | $0 | $12 | 0.10% |
| JEREMY JAY JOHNSON3 | 7263 BRAXTON DR NOBLESVILLE, IN 46062 | AFLAC | $11 | $0 | $11 | 0.09% |
| DOUGLAS E FOX3 | 6836 THAYER LAKE DR ALDEN, MI 49612 | AFLAC | $11 | $0 | $11 | 0.09% |
| JONATHAN DAVID BESWARICK3 | 250 ESTATES DR GIBSONIA, PA 15044 | AFLAC | $9 | $0 | $9 | 0.07% |
| JERAD C CROOKS3 | 540 S MAIN ST BOURBON, IN 46504 | AFLAC | $8 | $0 | $8 | 0.07% |
| MARIA N VONDIELINGEN3 | 9912 RIDGE DR INDIANAPOLIS, IN 46256 | AFLAC | $5 | $0 | $5 | 0.04% |
| NAVILLE & ASSOCIATES3 | 5511 MOSER KNOB RD FLOYDS KNOBS, IN 47119 | AFLAC | $4 | $0 | $4 | 0.03% |
| DANNY L WHITMIRE3 | 470 YELLOWSTONE DR PLYMOUTH, IN 46563 | AFLAC | $2 | $0 | $2 | 0.02% |
| MATTHEW M NACHAZEL3 | 16473 BAYWOOD LN GRANGER, IN 46530 | AFLAC | $2 | $0 | $2 | 0.02% |
| CAROL J THOMPSON3 | 51717 SUMMER WOOD CT GRANGER, IN 46530 | AFLAC | $1 | $0 | $1 | 0.01% |
| MATTHEW A COOK3 | 10069 BENT TREE LN FISHERS, IN 46037 | AFLAC | $1 | $0 | $1 | 0.01% |
| MARK A WOJDA3 | 16258 DOGWOOD LN PLYMOUTH, IN 46563 | AFLAC | $1 | $0 | $1 | 0.01% |
| AMY N GEHLHAUSEN3 | 3115 HOWARD DR JASPER, IN 47546 | AFLAC | $1 | $0 | $1 | 0.01% |
| EMPLOYEE BNFT SLTN INC3 | 4319 WEST CLARA LN PMB 327 MUNCIE, IN 47304 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $206 | $0 | $206 | 5.11% |
| JANA M KARRMANN3 | 3900 BELLFONTAINE RD HAMILTON, IN 46742 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $206 | $0 | $206 | 5.11% |
| BOON CHAPMAN BNFT ADMNSTRS INC3 | PO BOX 9039 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $202 | $202 | 5.01% |
| INNOVATIVE BROKER SOLUTIONS LTD3 | 9405 BORMET DR STE 3 MOKENA, IL 60448 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $123 | $123 | 3.05% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $26 | $26 | 0.64% |
| EMPLOYEE BNFT SLTN INC3 | 4319 WEST CLARA LN PMB 327 MUNCIE, IN 47304 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $11 | $0 | $11 | 5.34% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $11 | $11 | 5.34% |
| BOON CHAPMAN BNFT ADMNSTRS INC3 | PO BOX 9039 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $11 | $11 | 5.34% |
| JANA M KARRMANN3 | 3900 BELLFONTAINE RD HAMILTON, IN 46742 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $11 | $0 | $11 | 5.34% |
| INNOVATIVE BROKER SOLUTIONS LTD3 | 9405 BORMET DR STE 3 MOKENA, IL 60448 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $6 | $6 | 2.91% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | $224 | $4 | $228 | — |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $69 | $69 | — |
| NATIONAL HEALTH INSURANCE COMPANY3 | PO BOX 619999 DALLAS, TX 75261 | NATIONAL HEALTH INSURANCE COMPANY | $127K | $0 | $127K | — |
| NATIONAL GENERAL INSURANCE COMPANY3 | 1515 NORTH RIVERCENTER DRIVE SUITE #135 MILWAUKEE, WI 53212 | NATIONAL HEALTH INSURANCE COMPANY | $57K | $0 | $57K | — |
| EMPLOYEE BENEFITS SOLUTIONS3 | 4319 W. CLARA LN PMB 327 MUNCIE, IN 47304 | NATIONAL HEALTH INSURANCE COMPANY | $13K | $0 | $13K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 136 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 136 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | NATIONAL HEALTH INSURANCE COMPANY | 59 | $0 |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 70 | $32K |
| Life insurance(4 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 136 | $35K |
| Short-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 136 | $29K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 8 | $4K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 136 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.