Welfare broker

INNOVATIVE BROKER SOLUTIONS LTD

Mailing address (most recent filing)

9405 BORMET DR

STE 3

MOKENA, IL 60448

Total comp: $28K
Commissions: $4K
Fees: $24K
Filings: 8
Sponsors: 8

Carrier mix

Where INNOVATIVE BROKER SOLUTIONS LTD places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
SUN LIFE ASSURANCE COMPANY OF CANADA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$2.1M	50.0%
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$764K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$764K	0.0%	3.86x
MA	1	$2.1M	0.0%	23.11x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INNOVATIVE BROKER SOLUTIONS LTD's plans by broker comp / premium ratio. Median 0.60% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of INNOVATIVE BROKER SOLUTIONS LTD's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where INNOVATIVE BROKER SOLUTIONS LTD is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CATALYST ACOUSTICS GROUP CATALYST ACOUSTICS GROUP HEALTH AND WELFARE BENEFIT PLAN	MA	$2.1M	$9K	UNITEDHEALTHCARE INSURANCE COMPANY
KINETICS NOISE CONTROL, INC KINETICS NOISE CONTROL INC EMPLOYEE BENEFIT PLAN	OH	$764K	$6K	SUN LIFE ASSURANCE COMPANY OF CANADA

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$2.1M

50.0%

SUN LIFE ASSURANCE COMPANY OF CANADA

$764K

50.0%

State

Plans

Premium

State share

Index

$764K

0.0%

3.86x

$2.1M

0.0%

23.11x

Sponsor

Loc

Premium

Comp

Carrier

CATALYST ACOUSTICS GROUP

CATALYST ACOUSTICS GROUP HEALTH AND WELFARE BENEFIT PLAN

$2.1M

$9K

UNITEDHEALTHCARE INSURANCE COMPANY

KINETICS NOISE CONTROL, INC

KINETICS NOISE CONTROL INC EMPLOYEE BENEFIT PLAN

$764K

$6K

SUN LIFE ASSURANCE COMPANY OF CANADA