No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PTNRS MANAGING GENERAL UNDERWRITING EIN 13-5499190 STOP/LOSS | Insurance services Service code 23 | — | $771K |
| CUSTOM DESIGN BENEFITS, LLC EIN 81-0798821 CLAIMS PROCESSING | Insurance services Service code 23 | — | $172K |
| CORNER STONE BROKER EIN 31-1768631 BROKER | Insurance brokerage commissions and fees Service code 53 | — | $35K |
| S & S HEALTHCARE EIN 31-1418743 OTHER | Insurance services Service code 23 | — | $14K |
| INNOVATIVE MEDICAL RISK EIN 45-4167263 PATIENT ADVOCATE | Participant communication Service code 38 | — | $14K |
| PAYER COMPASS EIN 46-2047081 CLAIMS REPRICER | Claims processing Service code 12 | — | $9K |
| RX RESULTS LLC EIN 26-3233073 PRESCRIPTION AUTHORIZE | Claims processing Service code 12 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 389 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 391 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED STATES FIRE INSURANCE | 621 | $770K |
| Stop-loss / reinsurancereinsurance | UNITED STATES FIRE INSURANCE | 621 | $770K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 621 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.