No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PARTNERS MANAGING GENRL UNDERWRITNG EIN 13-5459190 | Insurance services Service code 23 | — | $935K |
| CUSTOM DESIGN BENEFITS EIN 81-0798821 | Claims processing Service code 12 | — | $181K |
| CORNER STONE BROKER EIN 31-1768631 | Insurance brokerage commissions and fees Service code 53 | — | $37K |
| INNOVATIVE MEDICAL RISK EIN 45-4167263 | Participant communication Service code 38 | — | $14K |
| S & S HEALTHCARE EIN 31-1418743 | Insurance services Service code 23 | — | $14K |
| PAYER COMPASS EIN 46-2047081 | Claims processing Service code 12 | — | $10K |
| RX RESULTS EIN 26-3233073 | Claims processing Service code 12 | — | $7K |
| THE PHIA GROUP EIN 46-1439866 | Consulting (general) Service code 16 | — | $4K |
| NEW YORK PUBLIC GOODS POOL EIN 15-0329043 | Insurance services Service code 23 | — | $58 |
| ZELIS EIN 31-1407689 | Insurance services Service code 23 | — | -$21 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 691 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 692 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED STATES FIRE INSURANCE | 692 | $935K |
| Stop-loss / reinsurancereinsurance | UNITED STATES FIRE INSURANCE | 692 | $935K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 692 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.