| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS LLC | 22901 MILLCREEK BOULEVARD HIGHLAND HILLS, OH 44122 | DELTA DENTAL | $23K | — | $23K | 11.70% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS, INC. | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $18K | $3K | $21K | 12.73% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS, INC. | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $2K | $7K | 6.73% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS, INC. | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $2K | $6K | 6.39% |
| CORPORATE PLANS, LLC3 | 6830 COCHRAN ROAD SOLON, OH 44139 | EYEMED | $4K | — | $4K | 10.05% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS, INC. | 23825 COMMERCE PARK BEECHWOOD, OH 44122 | CIGNA | $1K | — | $1K | 4.95% |
| THE WORKSITE GROUP LLC3 Filed as: WORKSITE GROUP | 1900 POLARIS PARKWAY COLUMBUS, OH 43240 | CIGNA | $0 | $748 | $748 | 2.97% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS, INC. | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | CIGNA | $1K | — | $1K | 4.92% |
| THE WORKSITE GROUP LLC3 Filed as: WORKSITE GROUP | 1900 POLARIS PARKWAY COLUMBUS, OH 43240 | CIGNA | $0 | $678 | $678 | 2.95% |
| CORPORATED PLANS, INC.3 | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $370 | $2K | 12.69% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR EIN 39-1995276 CLAIMS PROCESSOR | Claims processing Service code 12 | — | $237K |
| CORPORATE PLANS, INC. EIN 34-1326634 BROKER | Other commissions Service code 55 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 677 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 680 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL | 735 | $199K |
| Vision | EYEMED | 665 | $40K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 677 | $165K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 677 | $90K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 677 | $111K |
| Stop-loss / reinsurancereinsurance | TOKIO MARINE | 403 | $1.3M |
| Other(4 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 677 | $231K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 735 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.