| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE PLANS, LLC3 | 6830 COCHRAN ROAD SOLON, OH 44139 | HCC LIFE INSURANCE COMPANY | $70K | — | $70K | 9.40% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS, INC. | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | CIGNA | $11K | — | $11K | 6.88% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS, INC. | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $11K | $2K | $12K | 11.52% |
| THE WORKSITE GROUP LLC3 Filed as: WORKSITE GROUP | 1900 POLARIS PARKWAY COLUMBUS, OH 43240 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $8K | $8K | 7.21% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN ROAD SOLON, OH 44139 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $890 | $890 | 0.82% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS, INC. | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | $970 | $8K | 11.26% |
| THE WORKSITE GROUP LLC3 Filed as: WORKSITE GROUP1900 POLARIS PARKWAY | 1900 POLARIS PARKWAY COLUMBUS, OH 43240 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $5K | $5K | 6.91% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN ROAD SOLON, OH 44139 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $642 | $642 | 0.86% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS, INC. | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $901 | $4K | 5.85% |
| THE WORKSITE GROUP LLC3 Filed as: WORKSITE GROUP | 1900 POLARIS PARKWAY COLUMBUS, OH 43240 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $901 | $901 | 1.38% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN ROAD SOLON, OH 44139 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $113 | $113 | 0.17% |
| CORPORATE PLANS, LLC3 | 6830 COCHRAN ROAD SOLON, OH 44139 | EYEMED | $3K | — | $3K | 9.98% |
| CORPORATED PLANS, INC.3 | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | CIGNA | $6K | $535 | $7K | 63.86% |
| THE WORKSITE GROUP LLC3 Filed as: WORKSITE GROUP | 1900 POLARIS PARKWAY COLUMBUS, OH 43240 | CIGNA | $0 | $295 | $295 | 2.72% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS, INC. | 23825 COMMERCE PARK BEECHWOOD, OH 44122 | CIGNA | $5K | $401 | $5K | 63.58% |
| THE WORKSITE GROUP LLC3 Filed as: WORKSITE GROUP | 1900 POLARIS PARKWAY COLUMBUS, OH 43240 | CIGNA | $0 | $226 | $226 | 2.71% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR EIN 39-1995276 CLAIMS PROCESSOR | Claims processing Service code 12 | — | $134K |
| CORPORATE PLANS, INC. EIN 34-1326634 BROKER | Other commissions Service code 55 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 507 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 509 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA | 310 | $157K |
| Vision | EYEMED | 508 | $33K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 507 | $108K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 507 | $65K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 507 | $74K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 326 | $749K |
| Other(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 507 | $128K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 508 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.