No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| COMMUNITY INSURANCE COMPANY EIN 31-1440175 N/A | Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Contract Administrator; Claims processing Service code 12 | — | $1.2M |
| EXPRESS SCRIPTS EIN 43-1420563 N/A | Other fees; Claims processing Service code 12 | ONE EXPRESS WAY ST LOUIS, MA 63121 | $389K |
| WILLIS TOWER WATSON EIN 34-1174529 N/A | Insurance agents and brokers; Other fees Service code 22 | 775 YARD STREET SUITE 200 COLUMBUS, OH 43212 | $210K |
| BAKER TILLY US, LLP EIN 39-0859910 N/A | Other fees; Accounting (including auditing) Service code 10 | — | $20K |
| SCHNEIDER DOWNS & CO., INC. EIN 25-1408703 N/A | Other fees; Accounting (including auditing) Service code 10 | ONE PPG PLACE SUITE 1700 PITTSBURGH, PA 15222 | $18K |
| PORTER WRIGHT MORRIS & ARTHUR LLP EIN 31-4373657 NONE | Other fees; Legal Service code 29 | 250 EAST FIFTH STREET SUITE 2200 CINCINNATI, OH 45202 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,523 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 125 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,648 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY | 2,317 | $347K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 2,400 | $1.2M |
| Vision | VISION SERVICE PLAN | 2,326 | $218K |
| Stop-loss / reinsurancereinsurance | COMMUNITY INSURANCE COMPANY | 2,317 | $347K |
| Other | DELAWARE AMERICAN LIFE INSURANCE COMPANY (METLIFE) | 15 | $2K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,400 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.