No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM/COMMUNITY INSURANCE COMPANY EIN 31-1440175 N/A | Float revenue; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Claims processing Service code 12 | — | $1.2M |
| EXPRESS SCRIPTS EIN 43-1420563 N/A | Claims processing; Other fees Service code 12 | ONE EXPRESS WAY ST LOUIS, MA 63121 | $289K |
| WILLIS TOWER WATSON EIN 34-1174529 N/A | Insurance agents and brokers; Other fees Service code 22 | 775 YARD STREET SUITE 200 COLUMBUS, OH 43212 | $165K |
| KRONOS, INC. EIN 04-2640942 N/A | Other fees; Participant communication Service code 38 | 297 BILLERICA ROAD CHELMSFORD, MA 01827 | $111K |
| NEO ADMINISTRATION EIN 34-1669631 N/A | Other fees; Contract Administrator Service code 13 | 1735 MERRIMAN ROAD AKRON, OH 44313 | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,640 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,654 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY | 2,423 | $208K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 2,553 | $1.3M |
| Vision | VISION SERVICE PLAN | 2,420 | $229K |
| Stop-loss / reinsurancereinsurance | COMMUNITY INSURANCE COMPANY | 2,423 | $208K |
| Other | DELAWARE AMERICAN LIFE INSURANCE COMPANY (METLIFE) | 6 | $2K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,553 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.