No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| COMMUNITY INSURANCE COMPANY EIN 31-1440175 NONE | Float revenue; Other services; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Other fees Service code 12 | — | $783K |
| STEWART C MILLER & CO., INC EIN 35-1820020 NONE | Contract Administrator Service code 13 | — | $152K |
| CUNI RUST AND STRENK EIN 31-1227755 NONE | Actuarial Service code 11 | — | $60K |
| KELLEY GALLOWAY SMITH GOOLSBY, PSC EIN 61-1129886 NONE | Accounting (including auditing) Service code 10 | — | $50K |
| LEDBETTER, PARISI, SOLLARS, LLC EIN 03-0599899 NONE | Legal Service code 29 | — | $49K |
| MCGOHAN BRAEBENDER AGENCY,INC EIN 31-1191330 NONE | Consulting (general) Service code 16 | — | $48K |
| HEALTHSPAN EIN 31-1431434 NONE | Consulting (general) Service code 16 | — | $34K |
| STRATEGIC CAPITAL INVESTMENT ADVISO EIN 36-4268991 NONE | Consulting (pension) Service code 17 | — | $18K |
| PNC BANK, NATIONAL ASSOCIATION EIN 25-1211909 NONE | Account maintenance fees; Custodial (securities) Service code 19 | — | $13K |
| ARTHUR J GALLAGHER RISK MANAGEMENT EIN 36-2102482 NONE | Insurance agents and brokers Service code 22 | — | $13K |
| INNOVATIVE SOFTWARE SOLUTIONS, INC NONE | Other services Service code 49 | — | $10K |
| PRINT PRO NONE | Other services Service code 49 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 904 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 501 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,405 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | COMMUNITY INSURANCE COMPANY | 3,484 | $886K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,484 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.