| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUNTINGTON INSURANCE INC3 | 310 GRANT STREET PITTSBURGH, PA 15219 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $53K | $53K | 2.57% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC | 37 WEST BROAD STREET, 7TH FLOOR COLUMBUS, OH 43215 | HARTFORD LIFE AND ACCIDENT | $12K | $0 | $12K | 7.49% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC | 41 SOUTH HIGH STREET COLUMBUS, OH 43287 | HARTFORD LIFE AND ACCIDENT | $0 | $9K | $9K | 5.50% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | HARTFORD LIFE AND ACCIDENT | $2K | $0 | $2K | 1.27% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC | 37 WEST BROAD STREET COLUMBUS, OH 43215 | DELTA DENTAL OF OHIO | $2K | $0 | $2K | 2.14% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC | 221 SOUTH CHURCH STREET BOWLING GREEN, OH 43402 | DELTA DENTAL OF OHIO | $2K | $0 | $2K | 1.94% |
| ALLIANT INSURANCE SERVICES, INC.3 | 16000 NORTH DALLAS PARKWAY SUITE 850 DALLAS, TX 75248 | DELTA DENTAL OF OHIO | $419 | $0 | $419 | 0.42% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC | 37 WEST BROAD STREET COLUMBUS, OH 43215 | VISION SERVICE PLAN | $1K | $0 | $1K | 4.43% |
| ALLIANT INSURANCE SERVICES, INC.3 | PO BOX 8299 PASADENA, CA 91109 | VISION SERVICE PLAN | $442 | — | $442 | 1.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 215 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 215 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 215 | $2.0M |
| Dental | DELTA DENTAL OF OHIO | 323 | $100K |
| Vision | VISION SERVICE PLAN | 208 | $26K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 331 | $157K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 331 | $157K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 331 | $157K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 215 | $2.0M |
| Other | HARTFORD LIFE AND ACCIDENT | 331 | $157K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 331 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.