| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUNTINGTON INSURANCE INC3 | 37 W BROAD STREET COLUMBUS, OH 43215 | COMMUNITY INSURANCE COMPANY | $98K | — | $98K | 4.64% |
| SHAWAN MARQUIS AGENCY INC3 | 110 EAST WILSON BRIDGE RD STE 260 COLUMBUS, OH 43085 | COMMUNITY INSURANCE COMPANY | $957 | — | $957 | 0.05% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE INC. | 37 W BROAD STREET COLUMBUS, OH 43215 | ANTHEM LIFE INSURANCE COMPANY | $67K | — | $67K | 36.96% |
| SHAWAN MARQUIS AGENCY INC3 | 110 EAST WILSON BRIDGE RD STE 260 COLUMBUS, OH 43085 | ANTHEM LIFE INSURANCE COMPANY | $967 | — | $967 | 0.53% |
| HUNTINGTON INSURANCE INC3 | 37 WEST BROAD ST COLUMBUS, OH 43215 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7K | — | $7K | 27.71% |
| BRUCE L JONES3 | 40 W GERMANTOWN PIKE EAST NORRITON, PA 19401 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $177 | — | $177 | 0.69% |
| JAMES HANNON LLC3 | 6049 KELLERS CHURCH ROAD PIPERSVILLE, PA 18947 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $33 | — | $33 | 0.13% |
| HUNTINGTON INSURANCE INC3 | 37 W BROAD ST COLUMBUS, OH 43215 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9K | — | $9K | 39.16% |
| BRUCE L JONES3 | 40 W GERMANTOWN PIKE EAST NORRITON, PA 19401 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $191 | — | $191 | 0.88% |
| JAMES HANNON LLC3 | 6049 KELLERS CHURCH RD PIPERSVILLE, PA 18947 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $38 | — | $38 | 0.17% |
| HUNTINGTON INSURANCE INC3 | 37 WEST BROAD ST COLUMBUS, OH 43215 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 9.77% |
| BRUCE L JONES3 | 40 W GERMANTOWN NORRINTON, PA 19401 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $622 | — | $622 | 3.49% |
| JAMES HANNON LLC3 | 6049 KELLERS CHURCH ROAD PIPERSVILLE, PA 18947 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $124 | — | $124 | 0.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 224 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 224 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY | 336 | $2.1M |
| Dental | COMMUNITY INSURANCE COMPANY | 336 | $2.1M |
| Vision | COMMUNITY INSURANCE COMPANY | 336 | $2.1M |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 353 | $182K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 353 | $182K |
| Other(4 contracts, 2 carriers) | ANTHEM LIFE INSURANCE COMPANY | 353 | $247K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 353 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.