| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUNTINGTON INSURANCE INC3 | 7 EASTON OVAL L4238 COLUMBUS, OH 43219 | SUN LIFE ASSURANCE COMPANY OF CANADA | $445K | — | $445K | 13.46% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC | 37 WEST BROAD STREET 7TH FLOOR COLUMBUS, OH 43215 | HARTFORD FIRE INSURANCE COMPANY | $13K | — | $13K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 20,310 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 615 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 403 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 21,328 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 13,897 | $3.3M |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 20,106 | $12.3M |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 20,106 | $12.3M |
| Stop-loss / reinsurancereinsurance | MEDICAL MUTUAL OF OHIO | 1,262 | $476K |
| Other(3 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 20,276 | $15.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 20,276 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.