| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS - COL. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $19K | $7K | $27K | 2.31% |
| WILLIAM H. MEYER AGENCY, INC.3 | 1660 NW PROFESSIONAL PLAZA, SUITE J COLUMBUS, OH 43220 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $13K | — | $13K | 1.12% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAY SPHERE CIRCLE CHICAGO, IL 60674 | SUPERIOR DENTAL CARE, INC. | $13K | — | $13K | 1.83% |
| WILLIAM H. MEYER AGENCY, INC.3 Filed as: WILLIAM H. MEYER | 1660 NW PROFESSIONAL PLZ, STE J COLUMBUS, OH 43220 | SUPERIOR DENTAL CARE, INC. | $13K | — | $13K | 1.80% |
| WILLIAM H. MEYER AGENCY, INC.3 | 1660 NW PROFESSIONAL PLAZA COLUMBUS, OH 43220 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22K | — | $22K | 4.30% |
| HEALTHCARE REFORM ALTERNATIVES LLC3 | 2706 BAR HARBOUR CT. LEWIS CENTER, OH 43035 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14K | $6K | $20K | 4.00% |
| JAMES D THOMAS3 Filed as: JAMES D. THOMAS | 5451 ST. ANDREWS DR. WESTERVILLE, OH 43082 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19K | $472 | $20K | 3.93% |
| ALAN ROSENBERGER3 | 13 PHAROAHS RUN RD. RIVESVILLE, WV 26588 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $291 | $5K | 0.99% |
| NICK WISDA3 | 2196 TOWNSHIP RD. 55 NEVADA, OH 44849 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $201 | $5K | 0.92% |
| MICHAEL W BOYER3 Filed as: MICHAEL W. BOYER | 7587 HONDA HILLS RD. THORNVILLE, OH 43076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 0.70% |
| DWAINE K HOWELL3 Filed as: DWAINE K. HOWELL | 79 LAKEVIEW DRIVE THORNVILLE, OH 43076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 0.44% |
| ROGERS BENEFIT GROUP INC3 Filed as: PATRICK MICHAEL ROGERS | 137 CAMELOT CIRCLE CORAPOLIS, PA 15108 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $304 | $2K | 0.37% |
| DEBORAH LYNN FRANCO3 | 2 JUNIOR AVE. WHEELING, WV 26003 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $5 | $1K | 0.23% |
| TONI PAULLUS3 | 5612 HAYDENS RESERVE WAY HILLIARD, OH 43026 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $994 | — | $994 | 0.20% |
| ROBERT WALSH3 | 1930 RIDGE AVE. EVANSTON, IL 60201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $949 | $37 | $986 | 0.19% |
| RAY SLOGAR3 | 947 E JOHNSTOWN ROAD, APT 241 COLUMBUS, OH 43230 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $904 | — | $904 | 0.18% |
| BARBARA K GROSS3 Filed as: BARBARA K. GROSS | 15 WEBER ROAD JEANNETTE, PA 15644 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $761 | $32 | $793 | 0.16% |
| LA CROIX SYSTEMS INC3 Filed as: LA CROIX SYSTEMS INC. | 1604 CLUB TRAIL DR. WESTERVILLE, OH 43081 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $767 | — | $767 | 0.15% |
| DAVID B HAHN3 Filed as: DAVID B. HAHN | 121 BECKETT COURT ST CLAIRSVILLE, OH 43950 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $620 | $63 | $683 | 0.13% |
| EMB UNLIMITED AGENCY INC3 Filed as: EMB. UNLIMITED AGENCY, INC. | 71 EAST PRATT STREET JOHNSTOWN, OH 43031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $546 | — | $546 | 0.11% |
| JOSEPH KESTELLA3 | 32 CORONADO DR. PATASKALA, OH 43062 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $426 | — | $426 | 0.08% |
| NATHANIEL GRAY3 | 4595 PUMPKIN LN BROADVIEW HTS, OH 44147 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $279 | — | $279 | 0.05% |
| DONNA TROXELL3 | 706 WESTWOOD DRIVE GIBSONIA, PA 15044 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $77 | $91 | $168 | 0.03% |
| KEVIN D HOWELL3 Filed as: KEVIN D. HOWELL | 60 WEST COLUMBUS STREET THORNVILLE, OH 43076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $100 | — | $100 | 0.02% |
| JOSEPH MCDONALD3 | 12052 PEPPERMILL LANE NW PICKERINGTON, OH 43147 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | — | $24 | 0.00% |
| JENNIFER GOLE3 | 261 WHALEY RD. PENINSULA, OH 44264 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | — | $21 | 0.00% |
| WAYNE ROBERTS3 | 958 MCCOY ROAD MCKEES ROCKS, PA 15136 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | — | $19 | 0.00% |
| JAMES J BANASZAK3 Filed as: JAMES RICHARD RANDOLPH | 149 FOX MEADOW DRIVE WEXFORD, PA 15090 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | — | $19 | 0.00% |
| J O MCDONALD3 Filed as: J. O. MCDONALD | 183 N. BROADLEIGH RD. COLUMBUS, OH 43209 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| HARLEY J MURRAY3 Filed as: HARLEY J. MURRAY | 705 N. STATE ST. WESTERVILLE, OH 43082 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| JAMES D SAMS3 Filed as: JAMES D. SAMS | 233 MOORELAND ROAD BELPRE, OH 45714 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| CHARLES D MERS AND ASSOC3 Filed as: CHARLES D. MERS AND ASSOC. | P.O. BOX 986 WESTERVILLE, OH 43086 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| KENNETH H LESLIE3 Filed as: KENNETH H. LESLIE | 1248 WESTHILL DR. COLUMBUS, OH 43213 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| WILLIAM H. MEYER AGENCY, INC.3 | 1660 NW PROFESSIONAL PLZ, SUITE J COLUMBUS, OH 432203854 | VISION SERVICE PLAN | $4K | — | $4K | 0.99% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 606740001 | VISION SERVICE PLAN | $2K | — | $2K | 0.42% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS - COL. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $24K | $2K | $26K | 8.66% |
| WILLIAM H. MEYER AGENCY, INC.3 | 1660 NW PROFESSIONAL PLAZA, SUITE J COLUMBUS, OH 43220 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $21K | — | $21K | 7.01% |
| WILLIAM H. MEYER AGENCY, INC.3 | 1660 NW PROFESSIONAL PLAZA, SUITE J COLUMBUS, OH 43220 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 10.68% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS - COL. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 9.32% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MEDICAL BENEFITS ADMINISTRATORS EIN 31-1249371 CONTRACT | Plan Administrator Service code 14 | — | $313K |
| QUALITY CARE PARTNERS EIN 31-1435470 CONTRACT | Other fees Service code 99 | — | $161K |
| AMERICAN HEALTH HOLDING EIN 31-1368946 CONTRACT | Other fees Service code 99 | — | $44K |
| MEDICAL BENEFITS MUTUAL LIFE INS CO EIN 31-4210910 CONTRACT | Plan Administrator Service code 14 | — | $26K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,841 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,841 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SUPERIOR DENTAL CARE, INC. | 2,953 | $721K |
| Vision | VISION SERVICE PLAN | 1,039 | $434K |
| Life insurance(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,633 | $2.0M |
| Short-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,633 | $1.7M |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,633 | $1.2M |
| Stop-loss / reinsurancereinsurance | MUNICH | 0 | $711K |
| Other(4 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,633 | $2.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,953 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.