| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIAM H. MEYER AGENCY, INC.3 | 1660 NW PROFESSIONAL PLZ, SUITE J COLUMBUS, OH 43220 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $30K | — | $30K | 2.71% |
| WILLIAM H. MEYER AGENCY, INC.3 Filed as: WILLIAM MEYER | 1660 NW PROFESSIONAL PLAZA, STE J COLUMBUS, OH 43220 | SUPERIOR DENTAL CARE, INC. | $25K | — | $25K | 3.63% |
| WILLIAM H. MEYER AGENCY, INC.3 | 1660 NW PROFESSIONAL PLZ, SUITE J COLUMBUS, OH 432203854 | VISION SERVICE PLAN | $6K | — | $6K | 1.41% |
| WILLIAM H. MEYER AGENCY, INC.3 | 1660 NW PROFESSIONAL PLZ, SUITE J COLUMBUS, OH 43220 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $37K | — | $37K | 15.00% |
| WILLIAM H. MEYER AGENCY, INC.3 | 1660 NW PROFESSIONAL PLZ, SUITE J COLUMBUS, OH 43220 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 18.58% |
| HEALTHCARE REFORM ALTERNATIVES LLC3 | 2706 BAR HARBOUR CT LEWIS CENTER, OH 43035 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $36K | $40K | $76K | — |
| JAMES D THOMAS3 | 5451 ST ANDREWS DR WESTERVILLE, OH 43082 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $43K | $7K | $50K | — |
| WILLIAM H. MEYER AGENCY, INC.3 Filed as: WILLIAM H MEYER AGY INC | 1660 NW PROFESSIONAL PLAZA COLUMBUS, OH 43220 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $48K | — | $48K | — |
| ALAN ROSENBERGER3 | 13 PHAROAHS RUN RD RIVESVILLE, WV 26588 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10K | $1K | $11K | — |
| ROGERS BENEFIT GROUP INC3 Filed as: PATRICK MICHAEL ROGERS | 137 CAMELOT CIRCLE CORAOPOLIS, PA 15108 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8K | $772 | $9K | — |
| MICHAEL W BOYER3 | 7587 HONDA HILLS RD THORNVILLE, OH 43076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8K | — | $8K | — |
| DWAINE K HOWELL3 | 79 LAKEVIEW DRIVE THORNVILLE, OH 43076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8K | — | $8K | — |
| NICK WISDA3 | 2196 TOWNSHIP RD 55 NEVADA, OH 44849 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $559 | $7K | — |
| RAY SLOGAR3 | 947 E JOHNSTOWN RD, APT 241 COLUMBUS, OH 43230 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | $72 | $6K | — |
| LA CROIX SYSTEMS INC3 | 1604 CLUB TRAIL DR WESTERVILLE, OH 43081 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $158 | $4K | — |
| DAVID B HAHN3 | 121 BECKETT COURT ST CLAIRSVILLE, OH 43950 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $149 | $4K | — |
| BARBARA K GROSS3 | 15 WEBER ROAD JEANNETTE, PA 15644 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $171 | $3K | — |
| DONNA TROXELL3 | 70 WESTWOOD DRIVE GIBSONIA, PA 15044 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $428 | $1K | $2K | — |
| JOSEPH KESTELLA3 | 32 CORONADO DR PATASKALA, OH 43062 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | — |
| NATHANIEL GRAY3 | 4595 PUMPKIN LN BROADVIEW HTS, OH 44147 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | — |
| TONI PAULLUS3 | 5612 HAYDENS RESERVE WAY HILLIARD, OH 43026 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | — |
| EMB UNLIMITED AGENCY INC3 Filed as: EMB UNLIMITED AGY INC | 7486 EAST MAIN ST REYNOLDSBURG, OH 43068 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $572 | — | $572 | — |
| JAMES J BANASZAK3 Filed as: JAMES RICHARD RANDOLPH | 149 FOX MEADOW DRIVE WEXFORD, PA 15090 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | $131 | $158 | — |
| ROBERT CLINTON HEARNS3 | 3821 BILL OF RIGHTS SQ COLUMBUS, OH 43207 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $136 | — | $136 | — |
| JENNIFER GOLE3 | 261 WHALEY RD PENINSULA, OH 44264 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $131 | — | $131 | — |
| KEVIN D HOWELL3 | 60 WEST COLUMBUS STREET THORNVILLE, OH 43076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $106 | — | $106 | — |
| WAYNE ROBERTS3 | 958 MCCOY ROAD MCKEES ROCKS, PA 15136 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | $12 | $39 | — |
| JOSEPH MCDONALD3 | 12052 PEPPERMILL LANE NW PICKERINGTON, OH 43147 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29 | — | $29 | — |
| J O MCDONALD3 | 183 N BROADLEIGH RD COLUMBUS, OH 43209 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | — |
| HARLEY J MURRAY3 | 705 N STATE ST WESTERVILLE, OH 43082 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | — |
| JAMES D SAMS3 | 233 MOORELAND ROAD BELPRE, OH 45714 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | — |
| KENNETH H LESLIE3 | 1248 WESTHILL DR COLUMBUS, OH 43213 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | — |
| CHARLES D MERS AND ASSOC3 | PO BOX 986 WESTERVILLE, OH 43086 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MEDICAL BENEFITS ADMINISTRATORS EIN 31-1249371 CONTRACT | Plan Administrator Service code 14 | — | $303K |
| QUALITY CARE PARTNERS EIN 31-1435470 CONTRACT | Other fees Service code 99 | — | $165K |
| AMERICAN HEALTH HOLDING EIN 31-1368946 CONTRACT | Other fees Service code 99 | — | $42K |
| MEDICAL BENEFITS MUTUAL LIFE INS CO EIN 31-4210910 CONTRACT | Plan Administrator Service code 14 | — | $29K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,801 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,801 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SUPERIOR DENTAL CARE, INC. | 2,866 | $686K |
| Vision | VISION SERVICE PLAN | 997 | $431K |
| Life insurance(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 3,148 | $1.3M |
| Short-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 3,148 | $1.1M |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 3,148 | $1.1M |
| Stop-loss / reinsurancereinsurance | AMERICAN ALTERNATIVE INSURANCE CORPORATION | 1,308 | $614K |
| Other(4 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 3,148 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,148 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.