| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 Filed as: IMA INC | 6200 LBJ FWY STE 200 DALLAS, TX 75240 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $20K | $20K | 2.01% |
| UMR, INC.3 Filed as: UMR, INC | 5151 PFEIFFER RD STE 400 CINCINNATI, OH 45242 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $6K | $6K | 0.65% |
| IMA, INC. Filed as: IMA INC | 6200 LBJ FWY STE 200 DALLAS, TX 75240 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | 5.72% |
| IMA, INC. Filed as: IMA INC | 1705 17TH ST STE 100 DENVER, CO 80202 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | — | $3K | 4.22% |
| IMA, INC.3 Filed as: IMA OF COLORADO | PO BOX 2992 DENVER, CO 672012992 | EYEMED VISION CARE | — | — | $0 | 0.00% |
| IMA, INC.3 Filed as: IMA INC | PO BOX 2992 WICHITA, KS 672012992 | EYEMED VISION CARE - COBRA | — | — | $0 | 0.00% |
| SELECTIVE OPTIONS INC3 | 9720 E 151ST PLACE BRIGHTON, CO 80602 | EYEMED VISION CARE - COBRA | — | — | $0 | 0.00% |
| RPM BENEFIT ADVISORS LLC3 Filed as: RPM BENEFIT ADVISORS | 2997 HYDRA DR LOVELAND, CO 80537 | EYEMED VISION CARE - COBRA | — | — | $0 | 0.00% |
| VOLUNTARY SOLUTIONS INC3 Filed as: VOLUNTARY SOLUTIONS INC. | 509 SOUTH 4TH AVE BRIGHTON, CO 80601 | EYEMED VISION CARE - COBRA | — | — | $0 | 0.00% |
| DEAN SAILER3 | 3409 CONEFLOWER FORT COLLINS, CO 80521 | EYEMED VISION CARE - COBRA | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 617 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 617 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF COLORADO | 617 | $205K |
| Vision(2 contracts, 2 carriers) | EYEMED VISION CARE | 488 | $32K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 77 | $62K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 77 | $62K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 276 | $980K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 77 | $62K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 617 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.