No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| OREGON AUTOMOTIVE TRADES ASSOC EIN 93-0889164 SUBSIDIARY OF SPONSOR | Direct payment from the plan; Other services Service code 49 | — | $276K |
| BROWN & BROWN INSURANCE SERVICES, EIN 59-0691921 NONE | Direct payment from the plan; Consulting (general); Insurance agents and brokers Service code 16 | — | $122K |
| VIMLY BENEFIT SOLUTIONS, INC EIN 91-1603312 NONE | Accounting (including auditing); Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Direct payment from the plan; Plan Administrator Service code 10 | — | $94K |
| ANASTASI, MOORE & MARTIN, PLLC EIN 20-8149084 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 512 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 512 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 664 | $4.3M |
| Dental(3 contracts, 3 carriers) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 664 | $4.3M |
| Vision | VISION SERVICE PLAN | 197 | $14K |
| Life insurance(2 contracts, 2 carriers) | USABLE LIFE | 477 | $21K |
| Prescription drug | REGENCE BLUECROSS BLUESHIELD OF OREGON | 664 | $4.3M |
| Other | USABLE LIFE | 477 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 664 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.