No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| OREGON AUTOMOTIVE TRADES ASSOC EIN 93-0889164 NONE | Direct payment from the plan; Other services Service code 49 | — | $209K |
| BROWN AND BROWN OF WASHINGTON, INC EIN 91-0378940 NONE | Direct payment from the plan; Insurance agents and brokers; Consulting (general) Service code 16 | — | $101K |
| VIMLY BENEFIT SOLUTIONS, INC EIN 91-1603312 NONE | Accounting (including auditing); Plan Administrator; Direct payment from the plan; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 10 | — | $80K |
| ANASTASI, MOORE & MARTIN, PLLC EIN 20-8149084 AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $17K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 527 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 527 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH NET | 0 | $14K |
| Dental(2 contracts, 2 carriers) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 660 | $3.6M |
| Vision | VISION SERVICE PLAN | 581 | $48K |
| Life insurance | LIFEMAP ASSURANCE COMPANY | 508 | $34K |
| Prescription drug | HEALTH NET | 0 | $14K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 660 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.