| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 1900 WEST LOOP SOUTH HOUSTON, TX 77027 | AETNA LIFE INSURANCE COMPANY | $17K | $60K | $77K | 5.76% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP, INC. | 5110 NORTH 40TH STREET PHOENIX, AZ 85018 | AETNA LIFE INSURANCE COMPANY | $28K | — | $28K | 2.08% |
| THE BOTTRELL INSURANCE AGENCY3 Filed as: BOTTRELL INSURANCE AGENCY, INC. | 248 EAST CAPITOL STREET JACKSON, MS 39201 | AETNA LIFE INSURANCE COMPANY | -$13K | — | -$13K | -0.96% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 1900 WEST LOOP SOUTH, SUITE 1600 HOUSTON, TX 77027 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $24K | $754 | $25K | 19.28% |
| TAILORED WORKSITE SERVICES3 Filed as: TAILORED WORKSITE SERVICES, LLC | 1802 LAKE MEADOWS COURT HOUSTON, TX 77077 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | $0 | $7K | 5.54% |
| DOMINIC RODRIGUEZ3 | 2618 SWEETSTONE SPRINGS COURT CYPRESS, TX 77433 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | $0 | $7K | 5.54% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 1900 WEST LOOP SOUTH, SUITE 1600 HOUSTON, TX 77027 | RELIANCE MATRIX | $5K | $0 | $5K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 149 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 149 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 335 | $1.3M |
| Dental | RELIANCE MATRIX | 321 | $53K |
| Vision | RELIANCE MATRIX | 321 | $53K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 149 | $127K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 149 | $127K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 149 | $127K |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 335 | $1.3M |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 149 | $127K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 335 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.