| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE BOTTRELL INSURANCE AGENCY3 Filed as: BOTTRELL INSURANCE AGENCY INC. | 248 EAST CAPITOL STREET JACKSON, MS 39201 | AETNA LIFE INSURANCE COMPANY | $0 | $48K | $48K | 4.28% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP INC. | 5110 NORTH 40TH STREET PHOENIX, AZ 85018 | AETNA LIFE INSURANCE COMPANY | $21K | $0 | $21K | 1.92% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: FISHER BROWN BOTTRELL INS. AGENCY | PO BOX 1490 JACKSON, MS 39215 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $19K | $0 | $19K | 13.07% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 1900 WEST LOOP SOUTH, SUITE 1600 HOUSTON, TX 77027 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.74% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: FISHER BROWN BOTTRELL INS. AGENCY | PO BOX 1490 JACKSON, MS 39215 | SUN LIFE ASSURANCE COMPANY OF CANADA | $11K | $0 | $11K | 12.62% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP INC. | 1612 MARION STREET COLUMBIA, SC 29201 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $4K | $4K | 5.09% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2850 GOLF ROAD, 5TH FLOOR ROLLING MEADOWS, IL 60008 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | $0 | $2K | 2.65% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 120 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 120 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 323 | $1.1M |
| Dental | RELIANCE STANDARD LIFE INSURANCE COMPANY | 299 | $142K |
| Vision | RELIANCE STANDARD LIFE INSURANCE COMPANY | 299 | $142K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 135 | $84K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 135 | $84K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 135 | $84K |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 323 | $1.1M |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 135 | $84K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 323 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.