| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE INSURANCE & PAYROLL RESOURCE GR3 | 4301 VINELAND RD., STE E5 ORLANDO, FL 328117371 | BLUE CROSS BLUE SHIELD OF FLORIDA | $55K | — | $55K | 7.00% |
| EMPLOYEE BENEFITS GROUP OF FLORIDA3 Filed as: EMPLOYEE BENEFIT GROUP OF FL | 13750 W. COLONIAL DRIVE WINTER GARDENS, FL 34787 | COLONIAL LIFE & ACCIDENTIAL INSURANCE COMPANY | $6K | $7K | $13K | 24.92% |
| AMY FLINN VAZQUEZ3 | 2726 VALIANT DRIVE CLERMONT, FL 34711 | COLONIAL LIFE & ACCIDENTIAL INSURANCE COMPANY | $12K | $758 | $12K | 22.82% |
| AFFORDABLE BENEFITS SOLUTIONS INC3 Filed as: AFFORDABLE INSURANCE SOLUTIONS INC | 1144 GRAND BAY BLVD CLERMONT, FL 34711 | COLONIAL LIFE & ACCIDENTIAL INSURANCE COMPANY | $7K | $5K | $12K | 21.75% |
| GREGORY ALLEN BATTEN3 | 2026 DOWN HOLLOW LN. WINDEMERE, FL 34786 | COLONIAL LIFE & ACCIDENTIAL INSURANCE COMPANY | $4K | $1K | $5K | 9.51% |
| LAURA ANNE BAILEY BATTEN3 | 2026 DOWN HOLLOW LN. WINDERMERE, FL 34786 | COLONIAL LIFE & ACCIDENTIAL INSURANCE COMPANY | $2K | $224 | $2K | 3.24% |
| ANGEL GABRIEL VELAZQUEZ-DIAZ3 | 2022 ESTANCIA CIR KISSIMMEE, FL 34741 | COLONIAL LIFE & ACCIDENTIAL INSURANCE COMPANY | $828 | $295 | $1K | 2.07% |
| MARTIN ROY KELLER3 | 513 BARCLAY AVE. ORLANDO, FL 32701 | COLONIAL LIFE & ACCIDENTIAL INSURANCE COMPANY | $896 | — | $896 | 1.66% |
| CORCORAN & HOYT LLC3 | 12505 BRONCO DR. TAMPA, FL 33624 | COLONIAL LIFE & ACCIDENTIAL INSURANCE COMPANY | $62 | $29 | $91 | 0.17% |
| THE INSURANCE & PAYROLL RESOURCE GR3 | 4301 VINELAND RD., STE E5 ORLANDO, FL 328117371 | FLORIDA COMBINED LIFE | $4K | — | $4K | 6.96% |
| HOLLI DUNCAN3 | FLORIDA BLUE 4800 DEERWOOD CAMPUS PKWY, # DC2/2 JACKSONVILLE, FL 32246 | FLORIDA COMBINED LIFE | $107 | — | $107 | 0.20% |
| THE INS & PAYROLL RESOURCE3 Filed as: THE INS & PAYROLL RESOURCE GRP | 4301 VINELAND RD., STE E5 ORLANDO, FL 32811 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 20.00% |
| THE INSURANCE & PAYROLL RESOURCE GR3 | 4301 VINELAND RD., STE E-5 ORLANDO, FL 32811 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 20.00% |
| THE INS & PAYROLL RESOURCE3 Filed as: THE INS & PAYROLL RESOURCE GRP | 4301 VINELAND RD., STE E5 ORLANDO, FL 32811 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 20.00% |
| THE INS & PAYROLL RESOURCE3 Filed as: THE INS & PAYROLL RESOURCE GRP | 4301 VINELAND RD., STE E5 ORLANDO, FL 32811 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $970 | — | $970 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 88 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 88 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | FLORIDA COMBINED LIFE | 61 | $53K |
| Vision | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 68 | $10K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENTIAL INSURANCE COMPANY | 84 | $78K |
| Short-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 48 | $23K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 23 | $13K |
| Other | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 48 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 88 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.