| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SCOUT BENEFITS GROUP LLC3 | 103 DEAN A. MCGEE AVE STE 500 OKLAHOMA CITY, OK 73102 | BLUECROSS BLUESHIELD OF OKLAHOMA | $65K | — | $65K | 5.32% |
| SCOUT BENEFITS GROUP LLC3 | 103 DEAN A. MCGEE AVE STE 500 OKLAHOMA CITY, OK 73102 | DEARBORN LIFE INSURANCE COMPANY | $14K | — | $14K | 13.53% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCIENNAN AGENCY LLC | PO BOX 85638 SAN DIEGO, CA 92186 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $532 | — | $532 | 6.25% |
| JANINE MILLER3 | 2000 PYBAS LN OKLAHOMA CITY, OK 73115 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $201 | $255 | $456 | 5.36% |
| SCOUT BENEFITS GROUP LLC3 Filed as: SCOUT BENEFITS GROUP | 103 DEAN A MCGEE AVENUE OKLAHOMA CITY, OK 73102 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $192 | — | $192 | 2.25% |
| THOMAS LEE NICHOLS3 | 27627 E COUNTY ROAD 1550 PAULS VALLEY, OK 73075 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | $99 | $126 | 1.48% |
| ASHLEY RENEE CUNNINGHAM3 | 6400 NW 163RD PL EDMOND, OK 73013 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $51 | $20 | $71 | 0.83% |
| MPART BENEFITS INC3 | 100 ALBRIGHT LN PROSPER, TX 75078 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $54 | $16 | $70 | 0.82% |
| MICHELE E MARTIN3 | 5717 HEADQUARTERS DR PLANO, TX 75024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $67 | $2 | $69 | 0.81% |
| DEACON CHARLES KAVANAUGH3 | 6336 HILL CREEK DR THE COLONY, TX 75056 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $65 | $1 | $66 | 0.78% |
| MADELYN RENE PELCHAT3 | 1004 MAPLE AVE E VIENNA, VA 22180 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | — | $17 | 0.20% |
| NATIONAL ENROLLMENT PARTNERS LLC3 | 100 ALBRIGHT LANE PROSPER, TX 75078 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | — | $15 | 0.18% |
| STEPHEN WHITE3 | 2400 WATERMARK BLVD APT 3602 OKLAHOMA CITY, OK 73134 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 117 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 122 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OKLAHOMA | 233 | $1.2M |
| Dental | BLUECROSS BLUESHIELD OF OKLAHOMA | 233 | $1.2M |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 182 | $106K |
| Life insurance(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 182 | $114K |
| Short-term disability | DEARBORN LIFE INSURANCE COMPANY | 182 | $106K |
| Long-term disability | DEARBORN LIFE INSURANCE COMPANY | 182 | $106K |
| Other(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 182 | $114K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 233 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.