| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WV | 340 MACCORKLE AVENUE SE STE 200 CHARLESTON, WV 25314 | THE HEALTH PLAN | — | $25K | $25K | 1.90% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WV | 340 MACCORKLE AVE SE STE 200 CHARLESTON, WV 25314 | COLONIAL LIFE & ACCIDENT COMPANY | $4K | — | $4K | 7.60% |
| KEVIN RAY JOHNSON3 | 826 TREMONT STREET MORGANTOWN, WV 26508 | COLONIAL LIFE & ACCIDENT COMPANY | $2K | $419 | $2K | 4.21% |
| STEVEN HANING3 | PO BOX 1638 CLARKSBURG, WV 26302 | COLONIAL LIFE & ACCIDENT COMPANY | $2K | — | $2K | 4.06% |
| ALAN ROSENBERGER3 | 13 PHAROAHS RUN ROAD RIVESVILLE, WV 26588 | COLONIAL LIFE & ACCIDENT COMPANY | $482 | $8 | $490 | 0.93% |
| KIMBERELY LYNNETTE SHERRY3 | 14707 VETERANS MEMORIAL HWY REEDSVILLE, WV 26547 | COLONIAL LIFE & ACCIDENT COMPANY | $151 | $73 | $224 | 0.42% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WV | 340 MACCORKLE AVE SE STE 200 CHARLESTON, WV 25314 | UNITED OF OMAHA LIFE INSURANCE COMPANY LONG TERM DISABILITY | $4K | $3K | $7K | 16.84% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WV | 340 MACCORKLE AVE SE STE 200 CHARLESTON, WV 25314 | UNITED OF OMAHA LIFE INSURANCE COMPANY SHORT TERM DISABILITY | $4K | $2K | $6K | 16.05% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WV | 340 MACCORKLE AVE SE STE 200 CHARLESTON, WV 25314 | UNITED OF OMAHA LIFE INSURANCE COMPANY LIFE & AD&D | $3K | $2K | $4K | 16.86% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WV | 340 MACCORKLE AVE SE STE 200 CHARLESTON, WV 25314 | UNITED OF OMAHA LIFE INSURANCE COMPANY LIFE & AD&D VOLUNTARY | $2K | $1K | $3K | 22.58% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WV | 340 MACCORKLE AVE SE STE 200 CHARLESTON, WV 25314 | PRINCIPAL LIFE INSURANCY COMPANY DENTAL/VISION | — | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | THE HEALTH PLAN | 188 | $1.3M |
| Dental | PRINCIPAL LIFE INSURANCY COMPANY DENTAL/VISION | 0 | $0 |
| Vision | PRINCIPAL LIFE INSURANCY COMPANY DENTAL/VISION | 0 | $0 |
| Life insurance(3 contracts, 3 carriers) | COLONIAL LIFE & ACCIDENT COMPANY | 239 | $93K |
| Short-term disability(4 contracts, 4 carriers) | COLONIAL LIFE & ACCIDENT COMPANY | 239 | $129K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY LONG TERM DISABILITY | 239 | $42K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 239 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.