| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRINSON BENEFITS, INC.3 Filed as: BRINSON BENEFITS | 4851 LBJ FREEWAY, SUITE 900 DALLAS, TX 75244 | BLUECROSS BLUESHIELD OF OK | $32K | $0 | $32K | 4.91% |
| BRINSON BENEFITS, INC.3 Filed as: BRINSON BENEFITS | 4851 LBJ FREEWAY, SUITE 900 DALLAS, TX 75244 | DELTA DENTAL | $10K | $0 | $10K | 10.00% |
| BRINSON BENEFITS, INC.3 Filed as: BRINSON BENEFITS | 4851 LBJ FREEWAY, SUITE 900 DALLAS, TX 75244 | VISION SERVICE PLAN | $794 | $0 | $794 | 7.06% |
| BRINSON BENEFITS, INC.3 Filed as: BRINSON BENEFITS | 4851 LBJ FREEWAY, SUITE 900 DALLAS, TX 75244 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 16.68% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 209 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 209 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OK | 184 | $649K |
| Dental | DELTA DENTAL | 123 | $104K |
| Vision | VISION SERVICE PLAN | 102 | $11K |
| Life insurance | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 209 | $9K |
| Prescription drug | BLUECROSS BLUESHIELD OF OK | 184 | $649K |
| Other | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 209 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 209 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.