| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1125 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 30009 | STANDARD INSURANCE COMPANY | $23K | — | $23K | 1.04% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1125 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 30009 | STANDARD INSURANCE COMPANY | $22K | — | $22K | 1.00% |
| BENEFIT ADVISORS SRVCS GROUP3 | 1125 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 30009 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 0.23% |
| MORNEAU SHEPELL LIMITED3 | 115 PERIMETER CENTER PL NE SUITE 100 ATLANTA, GA 30346 | STANDARD INSURANCE COMPANY | — | $4K | $4K | 0.20% |
| FLEX ACQUISITION HOLDINGS INC3 | 101 E CAROLINA AVE HARTSVILLE, SC 29550 | STANDARD INSURANCE COMPANY | — | $855 | $855 | 0.04% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B ST FL 6 SAN DIEGO, CA 921018156 | KAISER FOUNDATION HEALTH PLAN INC | $53K | — | $53K | 2.96% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 1125 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 30009 | NATIONAL GUARDIAN LIFE INSURANCE GROUP | $29K | — | $29K | 5.00% |
| DELTA INSURANCE AGENCY3 Filed as: DELTA DENTAL OF MISSOURI | — | DELTA DENTAL OF MISSOURI | $163K | — | $163K | 100.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SVCS INC | 1125 SANCTUARY PARKWAY STE 300 ALPHARETTA, GA 30009 | FEDERAL INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUECROSS BLUESHIELD OF SOUTH CAROL EIN 57-0287419 NONE | Contract Administrator Service code 13 | — | $2.9M |
| DELTA DENTAL OF MISSOURI NONE | Contract Administrator; Claims processing Service code 12 | — | $163K |
| ALLIANT INSURANCE SERVICES, INC. NONE | Contract Administrator Service code 13 | 1120SANCTUARY PKWY STE300 ALPHARETTA, GA 30009 | $134K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10,262 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 10,262 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 5,355 | $3.1M |
| Dental | DELTA DENTAL OF MISSOURI | 10,158 | $163K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE GROUP | 4,606 | $580K |
| Life insurance | STANDARD INSURANCE COMPANY | 7,557 | $2.2M |
| Long-term disability | STANDARD INSURANCE COMPANY | 7,557 | $2.2M |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 453 | $3.1M |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 7,557 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 10,158 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.