| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ERIC M SILVERMAN3 | 1423 MARTIN MEADOWS DR FALLSTON, MD 21047 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $878 | $9K | 9.35% |
| E POWERED BENEFITS LLC3 | 19109 W CATAWBA AVE STE 200 CORNELIUS, NC 28031 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 3.60% |
| NATIONAL BENEFIT PARTNER WEST LLC3 | 99 WOOD AVE S STE 501 ISELIN, NJ 08830 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 2.00% |
| ERIC M SILVERMAN3 | 1423 MARTIN MEADOWS DR FALLSTON, MD 21047 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $1K | $11K | 19.52% |
| E POWERED BENEFITS LLC3 | 19109 W CATAWBA AVE STE 200 CORNELIUS, NC 28031 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $0 | $4K | 7.50% |
| NATIONAL BENEFIT PARTNER WEST LLC3 | 99 WOOD AVE S STE 501 ISELIN, NJ 08830 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 2.00% |
| ERIC M SILVERMAN3 | 1423 MARTIN MEADOWS DR FALLSTON, MD 21047 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $843 | $8K | 19.51% |
| E POWERED BENEFITS LLC3 | 19109 W CATAWBA AVE STE 200 CORNELIUS, NC 28031 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 7.50% |
| NATIONAL BENEFIT PARTNER WEST LLC3 | 99 WOOD AVE S STE 501 ISELIN, NJ 08830 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $840 | $840 | 2.00% |
| ERIC M SILVERMAN3 | 1423 MARTIN MEADOWS DR FALLSTON, MD 21047 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $754 | $7K | 19.49% |
| E POWERED BENEFITS LLC3 | 19109 W CATAWBA AVE STE 200 CORNELIUS, NC 28031 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 7.50% |
| NATIONAL BENEFIT PARTNER WEST LLC3 | 99 WOOD AVE S STE 501 ISELIN, NJ 08830 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $758 | $758 | 2.00% |
| ERIC M SILVERMAN3 | 1423 MARTIN MEADOWS DR FALLSTON, MD 21047 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $551 | $6K | 19.28% |
| E POWERED BENEFITS LLC3 | 19109 W CATAWBA AVE STE 200 CORNELIUS, NC 28031 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 7.50% |
| NATIONAL BENEFIT PARTNER WEST LLC3 | 99 WOOD AVE S STE 501 ISELIN, NJ 08830 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $618 | $618 | 2.00% |
| ERIC M SILVERMAN3 | 1423 MARTIN MEADOWS DR FALLSTON, MD 21047 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $350 | $4K | 19.41% |
| E POWERED BENEFITS LLC3 | 19109 W CATAWBA AVE STE 200 CORNELIUS, NC 28031 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 7.50% |
| NATIONAL BENEFIT PARTNER WEST LLC3 | 99 WOOD AVE S STE 501 ISELIN, NJ 08830 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $368 | $368 | 2.00% |
| ERIC M SILVERMAN3 | 1423 MARTIN MEADOWS DR FALLSTON, MD 21047 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $367 | $4K | 19.52% |
| E POWERED BENEFITS LLC3 | 19109 W CATAWBA AVE STE 200 CORNELIUS, NC 28031 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 7.50% |
| NATIONAL BENEFIT PARTNER WEST LLC3 | 99 WOOD AVE S STE 501 ISELIN, NJ 08830 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $364 | $364 | 2.00% |
| ERIC M SILVERMAN3 | 1423 MARTIN MEADOWS DR FALLSTON, MD 21047 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $317 | $3K | 19.40% |
| E POWERED BENEFITS LLC3 | 19109 W CATAWBA AVE STE 200 CORNELIUS, NC 28031 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 7.50% |
| NATIONAL BENEFIT PARTNER WEST LLC3 | 99 WOOD AVE S STE 501 ISELIN, NJ 08830 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $333 | $333 | 2.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 152 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 152 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 151 | $92K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 149 | $17K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 229 | $60K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 78 | $38K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 51 | $54K |
| Other(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 229 | $109K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 229 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.