See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MORGAN STANLEY SMITH BARNEY LLC EIN 11-3658445 NONE KNOWN | Other investment fees and expenses; Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $60K |
| PLANTE & MORAN, PLLC EIN 38-1357951 NONE KNOWN | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $52K |
| BENESYS INC. EIN 38-2383171 NONE KNOWN | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Copying and duplicating; Contract Administrator; Recordkeeping fees; Other fees; Plan Administrator Service code 13 | — | $48K |
| MILLIMAN INC. EIN 91-0675641 NONE KNOWN | Consulting (general); Actuarial; Direct payment from the plan; Consulting fees Service code 11 | — | $36K |
| HAMLIN CAPITAL MANAGEMENT, LLC EIN 52-2344187 NONE KNOWN | Direct payment from the plan; Investment management; Investment management fees paid directly by plan; Soft dollars commissions Service code 28 | — | $35K |
| CIGNA HEALTH AND LIFE INS. CO. EIN 59-1031071 NONE KNOWN | Float revenue; Non-monetary compensation; Other services; Claims processing; Participant communication; Direct payment from the plan; Contract Administrator; Named fiduciary Service code 12 | — | $27K |
| SAGE ADVISORY SERVICES, LTD. CO. EIN 74-2798841 NONE KNOWN | Investment management; Direct payment from the plan; Investment management fees paid directly by plan Service code 28 | — | $27K |
| REINHART PARTNERS, INC. EIN 39-1711628 NONE KNOWN | Investment management; Investment management fees paid directly by plan; Direct payment from the plan; Soft dollars commissions Service code 28 | — | $22K |
| GROOM LAW GROUP, CHARTERED EIN 52-1219029 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $20K |
| COMERICA BANK EIN 42-1741646 INSTITUTIONAL TRUSTEE | Other services; Custodial (other than securities); Direct payment from the plan; Custodial (securities); Trustee (bank, trust company, or similar financial institution); Float revenue; Shareholder servicing fees; Other investment fees and expenses Service code 18 | — | $18K |
| CLARKSTON CAPITAL PARTNERS, LLC EIN 83-0473650 NONE KNOWN | Investment management; Direct payment from the plan Service code 28 | — | $14K |
| LOOMIS SAYLES TRUST COMPANY EIN 20-8080381 NONE KNOWN | Investment management; Direct payment from the plan; Investment management fees paid directly by plan Service code 28 | — | $10K |
| VISION SERVICE PLAN EIN 06-1227840 NONE KNOWN | Contract Administrator; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 12 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 482 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 482 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 648 | $2.4M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 481 | $230K |
| Vision | VISION SERVICE PLAN | 474 | $30K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN | 648 | $2.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 648 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.