See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MORGAN STANLEY SMITH BARNEY EIN 26-4310632 NONE | Other investment fees and expenses; Direct payment from the plan; Investment advisory (plan) Service code 27 | 34901 WOODWARD AVE., STE. 300 BIRMINGHAM, MI 48009 | $73K |
| HAMLIN CAPITAL MANAGEMENT, LLC EIN 52-2344187 NONE | Investment management fees paid directly by plan; Direct payment from the plan; Investment management; Soft dollars commissions Service code 28 | 640 FIFTH AVE., 6TH FLOOR NEW YORK, NY 10019 | $62K |
| REINHART PARTNERS, INC. EIN 39-1711628 NONE | Soft dollars commissions; Investment management; Investment management fees paid directly by plan; Direct payment from the plan Service code 28 | 1500 W. MARKET ST. MEQUON, WI 53092 | $55K |
| MILLIMAN INC. EIN 91-0675641 NONE | Consulting (general); Actuarial; Direct payment from the plan; Consulting fees Service code 11 | 150 CLOVE ROAD, 10TH FLOOR LITTLE FALLS, NJ 07424 | $55K |
| BENESYS INC. EIN 38-2383171 NONE | Direct payment from the plan; Contract Administrator; Recordkeeping fees Service code 13 | 700 TOWER DR. SUITE 300 TROY, MI 48098 | $46K |
| LOOMIS, SAYLES & COMPANY, LP EIN 04-3200030 NONE | Investment management; Investment management fees paid directly by plan; Direct payment from the plan Service code 28 | ONE FINANCIAL CENTER BOSTON, MA 02111 | $29K |
| WALSH & COMPANY, PC EIN 38-2030285 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 860 W. LONG LAKE ROAD, STE. 300 BLOOMFIELD HILLS, MI 48302 | $27K |
| SAGE ADVISORY SERVICES, LTD. CO. EIN 74-2798841 NONE | Investment management; Direct payment from the plan; Investment management fees paid directly by plan Service code 28 | 5900 SOUTHWEST PKWY, BLDG 1 STE 100 AUSTIN, TX 78735 | $26K |
| CIGNA HEALTH AND LIFE INS. CO. EIN 06-0303370 NONE | Claims processing; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator Service code 12 | 1000 CORPORATE DRIVE FRANKLIN, TN 37067 | $26K |
| COMERICA BANK EIN 42-1741646 INSTITUTIONAL TRUSTEE | Other fees; Recordkeeping fees; Float revenue; Investment management; Trustee (bank, trust company, or similar financial institution); Sub-transfer agency fees; Shareholder servicing fees; Participant communication; Custodial (other than securities); Other services; Participant loan processing; Custodial (securities); Other investment fees and expenses Service code 18 | 411 W. LAFAYETTE AVE. DETROIT, MI 48226 | $13K |
| SACHS WALDMAN, PROFESSIONAL CORP. EIN 38-1905521 PROVIDES LEGAL SERV.TOUAW | Legal; Direct payment from the plan Service code 29 | 2211 EAST JEFFERSON AVE., STE 200 DETROIT, MI 48207 | $9K |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Contract Administrator Service code 12 | PO BOX 742788 LOS ANGELES, CA 900742788 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 503 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 48 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 551 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 669 | $3.0M |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN | 669 | $3.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 669 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.