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No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 30,589 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 354 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 30,943 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | SANFORD HEALTH PLAN | 41,834 | $198.9M |
| Dental(2 contracts) | DELTA DENTAL PLAN OF SOUTH DAKOTA | 30,805 | $18.3M |
| Vision | VISION SERVICE PLAN | 16,608 | $267K |
| Life insurance(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 25,851 | $12.8M |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 25,851 | $10.5M |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 25,851 | $10.5M |
| Other(2 contracts, 2 carriers) | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | 30,589 | $284K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 41,834 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.