| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GA SOLUTIONS LLC3 Filed as: CT SOLUTIONS LTD | 3660 SOUTH GEYER ROAD SUITE 200 SAINT LOUIS, MO 63127 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $22K | $186 | $22K | 3.23% |
| DENNY & ASSOCIATES INC3 | — | ASSURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 25.68% |
| GA SOLUTIONS LLC3 Filed as: CT SOLUTIONS LTD | 3660 SOUTH GEYER ROAD SUITE 200 SAINT LOUIS, MO 63127 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $250 | $1K | 12.50% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK ATTN DENISE STEFANOFF BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $215 | $215 | 2.15% |
| GA SOLUTIONS LLC3 Filed as: CT SOLUTIONS LTD | 3660 SOUTH GEYER ROAD SUITE 200 SAINT LOUIS, MO 63127 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $244 | $2K | 17.86% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK ATTN DENISE STEFANOFF BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $209 | $209 | 2.45% |
| GA SOLUTIONS LLC3 Filed as: CT SOLUTIONS LTD | 3660 SOUTH GEYER ROAD SUITE 200 SAINT LOUIS, MO 63127 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $655 | $176 | $831 | 12.69% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK ATTN DENISE STEFANOFF BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $151 | $151 | 2.31% |
| GA SOLUTIONS LLC3 Filed as: CT SOLUTIONS LTD | 3660 SOUTH GEYER ROAD SUITE 200 SAINT LOUIS, MO 63127 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $735 | $135 | $870 | 17.76% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK ATTN DENISE STEFANOFF BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $116 | $116 | 2.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 98 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 98 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 88 | $694K |
| Dental | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 88 | $694K |
| Vision | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 88 | $694K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 182 | $15K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 23 | $10K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 18 | $5K |
| Other(3 contracts, 2 carriers) | ASSURITY LIFE INSURANCE COMPANY | 182 | $27K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 182 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.