Welfare broker

DENNY & ASSOCIATES INC

Mailing address (most recent filing)

1022 PERUQUE CROSSING COURT

SUITE B

OFALLON, MO 63366

Total comp: $44K
Commissions: $44K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where DENNY & ASSOCIATES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE STANDARD100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE STANDARD	1	$825K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	1	$825K	0.0%	17.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DENNY & ASSOCIATES INC's plans by broker comp / premium ratio. Median 2.99% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of DENNY & ASSOCIATES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where DENNY & ASSOCIATES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BIOTECH X-RAY, INC. EMPLOYEE BENEFITS PLAN BIOTECH X-RAY, INC.	MO	$825K	$25K	STANDARD LIFE & ACCIDENT INSURANCE COMPANY