No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CVS CAREMARK EIN 50-0304626 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $1.9M |
| CENTRAL DATA SERVICES, INC EIN 25-1352803 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $842K |
| HIGHMARK EIN 56-2526063 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $783K |
| LOOMIS SAYLES EIN 04-3200030 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $420K |
| STATE STREET GLOBAL ADVISORS EIN 04-1867445 NONE | Investment management fees paid indirectly by plan; Custodial (securities); Investment management fees paid directly by plan; Custodial (other than securities); Soft dollars commissions Service code 18 | — | $283K |
| MEKETA INVESTMENT GROUP, INC EIN 04-2659023 NONE | Consulting fees; Investment advisory (plan); Direct payment from the plan Service code 27 | — | $201K |
| BUCK GLOBAL, LLC EIN 13-3954297 NONE | Consulting (general); Direct payment from the plan; Actuarial Service code 11 | — | $169K |
| WITHUMSMITH & BROWN PC EIN 22-2027092 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $63K |
| PNC BANK EIN 22-1146430 NONE | Custodial (other than securities); Direct payment from the plan; Float revenue; Other investment fees and expenses Service code 18 | — | $57K |
| HAZEL BROADNAX EIN 26-6330284 PLAN FIDUCIARY | Direct payment from the plan; Named fiduciary Service code 31 | — | $36K |
| KELLER ROHRBACK LLP EIN 26-6330284 PLAN FIDUCIARY | Named fiduciary; Direct payment from the plan Service code 31 | — | $35K |
| PAUL WHITEHEAD EIN 26-6330284 PLAN FIDUCIARY | Named fiduciary; Direct payment from the plan Service code 31 | — | $35K |
| PHYLLIS BORZI EIN 26-6330284 PLAN FIDUCIARY | Named fiduciary; Direct payment from the plan Service code 31 | — | $35K |
| SCOTT M SPENCER EIN 26-6330284 PLAN FIDUCIARY | Named fiduciary; Direct payment from the plan Service code 31 | — | $35K |
| TED NELSON EIN 26-6330284 PLAN FIDUCIARY | Named fiduciary; Direct payment from the plan Service code 31 | — | $35K |
| TERESA GHILARDUCCI EIN 26-6330284 PLAN FIDUCIARY | Named fiduciary; Direct payment from the plan Service code 31 | — | $35K |
| WILLIAM IVEY EIN 26-6330284 PLAN FIDUCIARY | Named fiduciary; Direct payment from the plan Service code 31 | — | $35K |
| ALLEGHENY COMMERCIAL PRINTING EIN 25-1864645 NONE | Copying and duplicating Service code 36 | — | $31K |
| DURHAM, JONES & PINEGAR, P. C. EIN 87-0399832 NONE | Legal; Direct payment from the plan Service code 29 | — | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13,833 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 13,833 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK INC. | 20,495 | $77 |
| Dental | DELTA DENTAL OF OHIO | 20,471 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 20,495 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.