No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK EIN 56-2526063 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $2.1M |
| CVS CAREMARK EIN 05-0304626 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $1.6M |
| CDS ADMINISTRATORS, INC EIN 25-1352803 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $1.1M |
| LOOMIS SAYLES EIN 04-3200030 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $332K |
| STATE STREET GLOBAL ADVISORS EIN 04-1867445 NONE | Custodial (securities); Investment management fees paid directly by plan; Investment management fees paid indirectly by plan; Soft dollars commissions; Custodial (other than securities) Service code 18 | — | $310K |
| MEKETA INVESTMENT GROUP, INC EIN 04-2659023 NONE | Investment advisory (plan); Direct payment from the plan; Consulting fees Service code 27 | — | $277K |
| CONDUENT HR CONSULTING, LLC EIN 81-2983623 NONE | Actuarial; Direct payment from the plan; Consulting (general) Service code 11 | — | $144K |
| CONSOLIDATED GRAPHICS COMMUNICATION EIN 23-1689322 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $89K |
| BOND BEEBE EIN 52-1044197 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $58K |
| JPMORGAN CHASE BANK, N.A. EIN 13-4994650 NONE | Float revenue; Direct payment from the plan; Custodial (other than securities); Other investment fees and expenses Service code 18 | — | $39K |
| THOMAS F. DUZAK EIN 26-6330284 PLAN FIDUCIARY | Named fiduciary; Direct payment from the plan Service code 31 | — | $39K |
| HAZEL BROADNAX EIN 26-6330284 PLAN FIDUCIARY | Named fiduciary; Direct payment from the plan Service code 31 | — | $33K |
| PAUL WHITEHEAD EIN 26-6330284 PLAN FIDUCIARY | Direct payment from the plan; Named fiduciary Service code 31 | — | $33K |
| SCOTT M SPENCER EIN 26-6330284 PLAN FIDUCIARY | Named fiduciary; Direct payment from the plan Service code 31 | — | $33K |
| SIMONE L ROCKSTROTH EIN 26-6330284 PLAN FIDUCIARY | Named fiduciary; Direct payment from the plan Service code 31 | — | $33K |
| TERESA GHILARDUCCI EIN 26-6330284 PLAN FIDUCIARY | Named fiduciary; Direct payment from the plan Service code 31 | — | $33K |
| WILLIAM IVEY EIN 26-6330284 PLAN FIDUCIARY | Direct payment from the plan; Named fiduciary Service code 31 | — | $33K |
| TED NELSON EIN 26-6330284 PLAN FIDUCIARY | Named fiduciary; Direct payment from the plan Service code 31 | — | $33K |
| CALLISTER NEBEKER & MCCULLOUGH EIN 87-0304195 NONE | Legal; Direct payment from the plan Service code 29 | — | $30K |
| ALAN REUTHER NONE | Consulting (general); Direct payment from the plan Service code 16 | 3312 PERRY LANE AUSTIN, TX 78731 | $30K |
| JEFFREY LEWIS EIN 26-6330284 PLAN FIDUCIARY | Direct payment from the plan; Named fiduciary Service code 31 | — | $26K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 19,052 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 19,052 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK INC. | 21,872 | $33.8M |
| Dental | DELTA DENTAL PLAN OF OHIO | 28,059 | $1.8M |
| Prescription drug | HIGHMARK INC. | 21,872 | $33.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 28,059 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.