| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SVS OF CA | 3697 MT DIABLO BLVD STE 100 LAFAYETTE, CA 94549 | AETNA LIFE INSURANCE CO | $144K | — | $144K | 4.92% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 3697 MT DIABLO BLVD STE 100 LAFAYETTE, CA 945493769 | KAISER FOUNDATION HEALTH PLAN INC | $15K | $12 | $15K | 5.12% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SVC OF CA | 3697 MT DIABLO BLVD STE 100 LAFAYETTE, CA 945493769 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $77 | $5K | 1.74% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANVE SVC OF CA | PO BOX 743055 LOS ANGELES, CA 900743055 | METROPOLITAN LIFE INSURANCE COMPANY | — | $3K | $3K | 1.16% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SVC OF CA | 3697 MT DIABLO BLVD SUITE 100 LAFAYETTE, CA 94549 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $11K | — | $11K | 6.83% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INC | ATTN ACCOUNTING PO BOX 2456 CLEARWATER, FL 337572456 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 1.80% |
| IMG3 | 2960 NORTH MERIDIAN ST INDIANAPOLIS, IN 46208 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $45 | $45 | 0.03% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE | 3697 MT DIABLO BLVD STE 100 LAFAYETTE, CA 94549 | GERBER | $2K | — | $2K | 9.20% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 3697 MT DIABLO BLVD STE 100 LAFAYETTE, CA 945493769 | KAISER FOUNDATION HEALTH PLAN INC | $368 | — | $368 | 4.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 245 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 245 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | AETNA LIFE INSURANCE CO | 360 | $3.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 391 | $276K |
| Vision | GERBER | 96 | $24K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 440 | $162K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 440 | $162K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 440 | $162K |
| Prescription drug(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC | 54 | $299K |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 440 | $162K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 440 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.